Hero FinCorp has deployed Agentforce, Data 360, MuleSoft, Agentforce Sales, and Agentforce Service, to build a connected foundation for intelligent loan processing. With Agentforce, Hero FinCorp automates key steps across pre-sanctioning and post-sanctioning, including document extraction, application validation, PAN and Aadhaar verification, credit and bank checks, e-signature initiation, document processing, and loan disbursal — powering faster, more efficient lending at scale. Data 360 unifies Salesforce and external data sources to create a trusted foundation for automation, while MuleSoft connects government verification systems, financial institutions, and document repositories through API-led integrations. Agentforce Sales and Agentforce Service power the customer and operational workflows underpinning the lending journey. Together, these capabilities are helping Hero FinCorp streamline loan approvals and deliver better experiences for customers, dealers, and employees.

Hero FinCorp has achieved a 72% improvement in loan turnaround time for two-wheeler loan processing, with 92% of applications now going through Agentforce-enabled workflows. The company has also avoided 77% of Not In Good Order (NIGO) cases at the sales stage itself, helping reduce rework, minimise delays, and create a faster, smoother loan experience for customers and dealers. Today, the solution supports 6,461 dealers across India. These improvements are helping Hero FinCorp meet growing demand with greater agility, serve more customers, strengthen dealer relationships, and expand access to credit across India.

Commenting on the partnership, Mr. Abhimanyu Munjal, Managing Director & CEO of Hero FinCorp, shared, “At Hero FinCorp, we are leveraging AI, data and digital innovation to transform the way customers access credit. As we continue to scale our business and expand financial inclusion across India, enhancing speed, efficiency and customer experience through technology remains a strategic priority. Our collaboration with Salesforce supports this vision by helping streamline key stages of the lending lifecycle and significantly reduce turnaround times. This is an important step in our journey to build a more agile, data-driven and customer-centric lending platform that can serve customers and dealer partners at scale, while strengthening the foundation for sustained and responsible growth."

Mankiran Chowhan, Managing Director, Salesforce India, said, “As customer expectations continue to evolve and financial institutions look for new ways to deliver faster, more seamless experiences, AI is becoming a strategic enabler for the future of financial services. Hero FinCorp is at the forefront of this transformation, leveraging Agentforce, data, and automation to reimagine loan processing and unlock new levels of efficiency, scalability, and customer service. Their approach shows how organizations can apply trusted AI to modernize core business operations while staying focused on what matters most — serving customers better. We are proud to partner with Hero FinCorp as they continue to drive innovation and expand financial access across India.”

The collaboration builds on Hero FinCorp’s long-standing Salesforce foundation, with support from Salesforce Professional Services and Signature Success. After building and launching its first agent in just three weeks, Hero FinCorp is using Agentforce Builder to explore loan-processing agents for its business loans, loan against property and car loan teams, as well as a sales assistant agent to automate repetitive tasks for sales representatives. As Hero FinCorp expands its data and AI strategy, it is creating a trusted automation foundation to streamline operations, empower employees, and help more customers access financing.

About Hero FinCorp
Hero FinCorp is an Indian Non-Banking Financial Company (NBFC) offering a diversified portfolio of lending solutions across Retail, MSME, and Corporate segments. Its product suite includes two-wheeler, car, home (through its subsidiary Hero Housing Finance Limited), and personal loans, along with business, SME, and corporate financing. 

The company has built an extensive national presence covering 18,600+ of India’s PIN codes, supported by a network of 4,200+ touchpoints. This wide distribution net enables Hero FinCorp to deliver financing solutions across 2,000+ cities, towns, and villages across India. 

Having served over 13 million customers, Hero FinCorp operates on an AI-led architecture that integrates underwriting, analytics, and marketing capabilities across the credit lifecycle. This technology backbone enables faster underwriting, lean operating model, and credit delivery at scale. 

As part of the Hero Group, Hero FinCorp draws on a legacy of trust, integrity, and long-term institution-building envisioned by the Hero Group’s Founder, Dr. Brijmohan Lall Munjal, while advancing responsible lending and building a future-ready financial services platform. For more information, visit: www.herofincorp.com.

About Salesforce
Salesforce helps organizations of any size become agentic enterprises - integrating humans, agents, apps, and data on a trusted, unified platform to unlock unprecedented growth and innovation.

Visit www.salesforce.com/in for more information.

The MoU was signed by Mr. Tapan Ghosh, CEO of VinFast India, along with Mr. Narendra Kamath, COO – SME Finance, Tata Capital in Gurugram

Under the partnership, VinFast’s dealer partners will have access to financing solutions tailored to support working capital requirements, inventory management and network expansion.

The collaboration brings together VinFast’s expanding dealer network and Tata Capital’s extensive financing capabilities. A leading NBFC in India, Tata Capital provides a broad range of financing and credit solutions that complement traditional banking services. The company serves approximately 7.7 million customers through a comprehensive product portfolio and a nationwide network of nearly 1,500 branches.

By leveraging Tata Capital’s broad branch network, digital platforms, and financing expertise, VinFast aims to further strengthen its dealer ecosystem and support its continued expansion across the country. The partnership also aligns with the company’s broader goal of accelerating the adoption of sustainable transportation solutions in one of the world’s fastest-growing EV markets.

The MoU was signed by Mr. Tapan Ghosh, CEO of VinFast India, along with Mr. Narendra Kamath, COO – SME Finance, Tata Capital, and Mr. Soumitra Das, Business Head – Supply Chain Finance at Tata Capital.

Mr. Tapan Ghosh, CEO of VinFast India, shared, “VinFast India is pleased to partner with Tata Capital, one of the most trusted financial services providers in the country, in a collaboration that reflects our shared commitment to advancing electric mobility in India. This partnership will enable us to offer comprehensive financing solutions for our dealer network, thereby supporting greater accessibility, operational ease and long-term growth for the brand. We are confident that their strong pan-India presence and financial expertise will play an important role in enhancing the ownership journey for our customers and partners.”

Commenting on the collaboration, Mr. Narendra Kamath, COO - SME Finance, Tata Capital, said, "India’s transition to electric mobility is gathering significant momentum, creating a growing need for innovative and scalable financing solutions. Through our partnership with VinFast, we aim to empower dealers with tailored financing support that enables business growth and operational efficiency. Together, we are committed to strengthening the EV ecosystem and accelerating the adoption of sustainable mobility across the country."

Expanding access to financial solutions for both customers and dealer partners is part of VinFast’s broader strategy to build a comprehensive electric vehicle ecosystem in India. Alongside a growing EV portfolio that includes the VF 6, VF 7, and VF MPV 7, the company is introducing initiatives aimed at making EV ownership more accessible and convenient, including assured resale value programs. Most recently, VinFast extended its free charging program across the V-Green charging network until March 31, 2029. Together, these efforts support broader EV adoption and help advance India’s transition to sustainable mobility.

About VinFast

VinFast (NASDAQ: VFS), a subsidiary of Vingroup JSC, one of Vietnam’s largest conglomerates, is a pure-play electric vehicle (“EV”) manufacturer with the mission of making EVs accessible to everyone. VinFast’s product lineup today includes a wide range of electric SUVs, e-scooters, and e-buses.

VinFast is currently embarking on its next growth phase through rapid expansion of its distribution and dealership network globally and increasing its manufacturing capacities with a focus on key markets across North America, Europe, the Middle East and Asia.

Learn more at: vinfastauto.in.

About Tata Capital

Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.

For more information, please visit www.tatacapital.com.

Pramerica Life Insurance Launches 'Invest Shield'

Invest Shield is designed for individuals aged in their early 30s to mid 40s who want both life protection and long-term wealth creation within a single policy, rather than managing a standalone term plan and a separate investment product. The plan offers a life cover of up to 100 times the annualised premium, though the actual multiple depends on the policyholder’s age at entry, chosen premium level, and policy term. Premium payment terms and policy duration are customisable.

Key Features

• Upto 100x Life Cover: Financial protection through a life cover of up to 100 times the annualised premium, ensuring substantial coverage for the family throughout the policy tenure. 

• Return of Charges: Return of mortality charges and premium allocation charges to the policyholder, helping enhance the overall fund value. 

• Loyalty Boosters: Persistency boosters and maturity benefits that reward customers for remaining invested over the long term. 

• Flexible Investment Options: Flexibility to choose between two investment strategies and nine fund options across equity, debt, and balanced allocations, catering to diverse risk profiles and investment preferences. 

• Customisable Premium Payment Terms and Policy Duration: Flexibility to align the plan with individual life stages, financial priorities, and long-term financial goals. 

Pankaj Gupta, MD & CEO, Pramerica Life Insurance, said, “Pramerica Life Insurance Invest Shield reflects where we believe the life insurance conversation in India needs to go. For too long, customers have been asked to make a choice that should not exist - between protecting their family and building their wealth. Customers today think about their financial future as a whole. Pramerica Life Invest Shield is built for that mindset. This launch also reflects our commitment to listening closely to evolving customer needs and responding with solutions that are genuinely differentiated. We are at an exciting point in Pramerica Life's journey - three consecutive years of strong, quality growth across every pillar of our business. That foundation gives us both the confidence and the responsibility to bring genuinely differentiated products to market.”

Karthik Chakrapani, Chief Business Officer, Pramerica Life Insurance, said, “Pramerica Life Invest Shield has been designed for customers who are looking for a more integrated approach to financial planning — one that combines meaningful life protection with long-term wealth creation at a stage in life where both priorities become increasingly important. At Pramerica Life, we remain committed to expanding insurance access across India through solutions that are relevant to evolving customer needs and supported by a diversified distribution ecosystem. Through our channels Prahri and Param, catering to the armed forces and paramilitary services respectively, our agency network across Tier 2 and Tier 3 markets, broker and corporate agent relationships, and our direct-to-consumer channel, we are making Pramerica Life Invest Shield accessible to customers across markets and geographies through the mode of engagement that best aligns with their preferences and financial needs."

The launch arrives at a moment of sustained momentum for Pramerica Life - three consecutive years of double-digit growth, built on the quality and sustainability of the business being written. New Business Premium grew 19% year-on-year to Rs. 1,471 crore, while Annualised Premium Equivalent rose 29%. Assets under Management expanded 12% YoY and individual New Business Premium grew 30%. Through this period of growth, the company has maintained a Claims Paid Ratio of 99.29% - rising year-on-year for three consecutive years - a measure of the discipline and customer commitment that has accompanied the scale. 

Alongside this growth, the company has remained focused on societal inclusion and extending financial protection to traditionally underserved customer groups and regions. With an average ticket size approximately 42% lower than the industry median, Pramerica Life has consciously built offerings aimed at broadening accessibility across customer segments. The company’s long-standing association with the armed forces and paramilitary community is reflected through specialised protection solutions and second-career opportunities, with more than 60% of individual lives covered belonging to the defence forces community and over 8,500 veterans employed since inception. Nearly 90% of lives covered by Pramerica Life are from rural India, reflecting its continued focus on deepening penetration across underpenetrated and hard-to-reach regions. Pramerica Life Invest Shield is a direct extension of this philosophy — a product built around genuine customer relevance and long-term value creation.

About Pramerica Life Insurance Limited

Pramerica Life Insurance Limited is a joint venture between DIL, a wholly owned subsidiary of Piramal Finance Limited (erstwhile Piramal Capital and Housing Finance Limited) and Prudential International Insurance Holdings, Ltd. (PIIH), a fully owned subsidiary of Prudential Financial, Inc. (PFI). It represents the coming together of two renowned financial services organizations with a legacy of business excellence spread over decades. Pramerica Life Insurance Limited, started operations in India on September 1, 2008 and has a pan India presence through multiple distribution channels which have been customized to address the specific insurance needs of diverse customer segments. The Company is committed to providing protection and quality financial advice to its customers. Pramerica is the brand name used in India and select countries by PFI.

For more details, please visit www.pramericalife.in

About Piramal Finance Limited

Piramal Finance Limited is a retail-led upper-layer NBFC with a pan-India presence, having served over 5 million customers across 26 states. The company manages Assets under Management (AUM) of over Rs. 1,00,000 Cr and operates a distinctive phygital model - combining high-touch engagement across 13,000+ pin codes with high-tech capabilities including machine learning models, agentic AI tools and real-time dashboards. In retail lending, Piramal Finance offers home loans, loans against property, used car loans, personal loans, digital loans and small business loans, with a strong focus on metro-adjacent, semi-urban and rural markets. In wholesale lending, the company provides asset-backed, data-driven solutions across real estate and select non-real estate sectors, with a focus on mid-segment residential projects and capital solutions for mid-market corporates. With its digital-first approach and AI-enabled platforms, Piramal Finance is committed to expanding access to affordable credit and driving inclusive growth across India.

For more information visit: piramalfinance.com

About Prudential Financial, Inc.

Prudential Financial, Inc. (NYSE: PRU), a global financial services leader and premier active global investment manager with approximately USD 1.4 trillion in assets under management as of December 31, 2022, has operations in the United States, Asia, Europe, and Latin America. Prudential’s diverse and talented employees help make lives better by creating financial opportunities for more people by expanding access to investing, insurance, and retirement security. Prudential's iconic Rock symbol has stood for strength, stability, expertise, and innovation for nearly 150 years.

For more information, please visit news.prudential.com

In summary
Home loan interest rates in 2026 are influenced by a mix of macroeconomic signals and your personal financial profile. The RBI held its repo rate at 5.25% in June 2026, which affects how lenders price their products. Your CIBIL Score, income stability, loan amount, and the property you choose all play a role in the final rate you're offered.

Home loan interest rate updates 2026: key factors influencing housing loan costs this year

On a Rs. 50 lakh loan over 20 years, a difference of just 1% in your interest rate changes your EMI by over Rs. 3,000 per month - and your total interest outgo by over Rs. 7 lakh. Using an EMI calculator for home loan planning helps you see this clearly before you commit. This article covers what's moving rates this year, how to assess your own position, and how to compare options with numbers.

What's affecting home loan interest rates in 2026?
Home loan interest rates don't move in isolation. They shift with broader monetary policy, inflation trends, and banking system conditions. Understanding these can help you time your decision better.

The repo rate signal
Per the RBI's Monetary Policy Committee announcement on 5 June 2026, the policy repo rate was kept unchanged at 5.25%. The MPC voted unanimously to maintain this rate and continued with its neutral stance. For borrowers, a stable repo rate means lenders have less pressure to revise rates sharply in either direction in the short term.

Inflation and liquidity
When inflation stays within the RBI's target band of 4%, lenders can hold rates steady. If inflation rises, rate hikes follow, which pushes up home loan interest rates across the board. Banking system liquidity also matters: tighter liquidity typically means higher short-term borrowing costs for banks, which can filter through to retail loan rates.

External benchmark-linked rates
Since 2019, the RBI has required that floating-rate home loans be linked to an external benchmark such as the repo rate. This means rate changes by the RBI now pass through to borrowers more directly than before. It's worth checking whether your lender offers repo-linked rates so you can benefit when rates ease.

Which factors can affect your home loan interest rate?
Your personal financial profile has a direct bearing on the rate you're offered. Lenders assess risk, and a stronger profile generally means a lower rate.

A borrower with a CIBIL Score of 780 could be offered a better rate than one with a score of 700 on a Rs. 65 lakh loan over 20 years, and that difference compounds significantly. It's worth cleaning up any credit report errors before applying.

How much difference can a small rate change make?
This is where the numbers make the case. Many borrowers focus on the loan amount but underestimate how much the rate itself affects total repayment.

Even a 0.25% difference in your rate matters at higher loan amounts: 

The difference is roughly Rs. 1.82 lakh over the loan's full term. That's money you could use for other goals. This comparison shows why securing the best possible rate from the start matters far more than it might seem.

How can an EMI calculator for home loan help you plan?
An EMI calculator for home loan estimates your monthly repayment using three inputs:

• Loan amount you plan to borrow

• Expected interest rate (or a range you want to compare)

• Loan tenure in years

It instantly gives you clarity before you speak to any lender by showing you estimates for:

• Your monthly EMI figure

• Total interest payable over the full tenure

• Total repayment amount (principal + interest)

• An amortisation schedule showing how much goes to principal and interest each month

The Bajaj Finance Home Loan EMI Calculator lets you adjust all three inputs and see results instantly. This helps you compare a 15-year versus a 20-year tenure side by side, without any paperwork or phone calls.

Should you choose a shorter or longer loan tenure?
Tenure is one of the most practical decisions you'll make. There's no universal right answer; it depends on your monthly cash flow and your appetite for total interest cost.

If your income allows for a higher EMI comfortably, a shorter tenure saves you more, as the table shows. If you need breathing room in your monthly budget, a longer tenure keeps payments manageable. You can always make part-prepayments later to reduce the outstanding principal and, effectively, shorten your loan.

What can you do if interest rates rise?
Rate increases aren't always avoidable, but you can manage their impact with a few deliberate steps.

• Improve your CIBIL Score before applying: every point above 725 can work in your favour

• Increase your down payment to reduce the loan amount and your risk profile

• Make periodic part-prepayments to reduce the principal and limit future interest accrual

• Review balance transfer options if another lender offers a materially better rate

• Recalculate your EMI using a calculator periodically to track how much you still owe and how long remains

Scenario: Pritha is 34, works as a salaried software professional in Pune, and earns Rs. 20 lakh per year. Her CIBIL Score is 760. She's identified a property worth Rs. 65 lakh and plans to pay 20% (Rs. 13 lakh) as a down payment, bringing her loan requirement to Rs. 52 lakh.

Before approaching any lender, she used an EMI calculator for home loan to compare two scenarios:

The Rs. 6,314 monthly difference showed her she could afford the 15-year option within her budget. She chose it and will pay Rs. 13.77 lakh less in interest over the term.

When should you review a home loan balance transfer?
If you took a home loan two or more years ago at a higher rate, it may be worth reviewing whether a balance transfer makes financial sense. The savings can be material, especially in the early years of a loan when interest makes up the larger portion of each EMI.

A balance transfer moves your outstanding principal to a new lender at a lower rate. It's not a new loan; it's a refinancing of what you already owe.

Bajaj Finance offers home loan balance transfer rates starting at 7.30%* p.a. If your current rate is above this, the difference over the remaining tenure could add up to significant savings. Additionally, eligible balance transfer customers can apply for a top-up loan of up to Rs. 1 crore*, which can be used for home improvements, medical costs, or other needs with end-use flexibility.

How to apply for a Bajaj Finance Home Loan?
Who can apply?
To apply for a Bajaj Finance home loan, you must meet the following eligibility criteria. Checking your eligibility before applying saves time and helps you prepare the right documents.

Step-by-step process for online application

• Click on the 'APPLY' button on the Bajaj Finance Home Loan page.

• Enter your full name, mobile number, and employment type.

• Select the type of loan you wish to apply for.

• Generate and submit your OTP to verify your phone number.

• Enter additional details, including your monthly income, required loan amount, and whether you have identified a property.

• Enter your date of birth, PAN, and other details as requested based on your occupation type.

• Click the 'SUBMIT' button.

• Your application is submitted. A Bajaj Finance representative will contact you to guide you through the next steps.

Home loan interest rates in 2026 are shaped by the RBI's monetary stance, inflation signals, and your own financial profile. Understanding what drives your rate, and by how much, puts you in a stronger position before you walk into any application. Use an EMI calculator for home loan to run through different loan amounts, tenures, and rates so you know exactly what you're committing to each month. Affordability isn't just about what you can borrow; it's about what you can repay comfortably over time. Explore Bajaj Finance Home Loan options, compare repayment scenarios, and estimate your EMIs before making a borrowing decision.

HDFC Asset Management Company Limited (HDFC AMC) introduces HDFC Growth for GOOD Portfolio, this Investment Approach is designed with an objective to align investments with principles of sustainability, governance, and societal well-being while aiming for long-term wealth creation.

About HDFC Growth for GOOD Portfolio

The financial landscape is evolving. A growing segment of investors today seek more than just profits— they are keen for their capital to contribute towards a positive impact. HDFC Growth for GOOD Portfolio is HDFC AMC’s response to this shift, catering especially to those who value ethical principles, disciplined research, and sustainable growth in their investment choices. This Investment Approach aims to focus on companies that:

• Exhibit strong governance and transparency

• Align operations with constructive societal outcomes

• Deliver quality metrics like ROCE, ROE, EPS, CAGR, and FCF growth

• Demonstrate long-term growth potential with efficient capital allocation

A key principle of this strategy is non-harm and sustainability and aiming to avoid investments in businesses that conflict with these values. The Investment Approach will avoid investing in equities of companies that generate revenues predominantly from – Defence, Alcohol, Cigarettes & Tobacco Products, Dairy Products, Leather Products, Animal testing (including Pharmaceuticals companies involved in such practices), Meat and poultry industries or any form of animal cruelty, businesses engaged in serving meat/alcohol, Gambling & Betting, to ensure investments align with values of non- harm and sustainable principles.

Mr. Navneet Munot, MD & CEO, HDFC AMC, commented, “Investing is not just about creating wealth, but also about shaping the kind of future we want to build. Through the ‘HDFC Growth for GOOD Portfolio’ approach, we seek to invest in businesses that combine sustainable growth with strong governance and responsible conduct. The strategy is anchored in the belief that long-term value creation goes hand in hand with being good for the planet, good for people, and good for society”

Mr. Ashish Jagnani, Senior Fund Manager - PMS and AIF, HDFC AMC, added, “HDFC Growth for GOOD Portfolio’ aims to pursue ethical principles, robust research and a focus on sustainable growth, with a view to deliver healthy risk-adjusted returns over the long term”

About HDFC AMC PMS

HDFC Asset Management Company Limited, the Portfolio Manager, was incorporated under the Companies Act, 1956 on 10th December, 1999 and was registered vide registration number PM/INP000000506 with SEBI on 22nd December 2000 to carry out portfolio management services.

HDFC AMC PMS offers the following services:

• Discretionary

• Non-Discretionary

• Advisory

• Co-investment Services

As of 31^st March 2026, HDFC AMC PMS manages assets worth ₹10,573.10 crore through its various Investment Approaches.

Direct Onboarding: The Portfolio Manager provides a direct onboarding option to clients who wish to avail HDFC AMC PMS services, without intermediation of persons engaged in distribution services.

To know more about direct onboarding, write to pms@hdfcfund.com

Central Asia's New Financial Hub Tamchy SFIT Opens Its First Business Centre

The 3,850-square-metre facility offers office and co-working space, multifunctional conference halls and meeting rooms. A restaurant and café are expected to open on the premises in the coming months.

"We are building bridges between the CIS, Asia, the Middle East, Europe and Africa"

"Tamchy SFIT has come at precisely the moment when international business is actively seeking new anchors of trust. The opening of our first business centre marks the beginning of real operational life on this territory. We are building financial and logistical bridges between the markets of the CIS, Asia, the Middle East, Europe and Africa. Today, that bridge has its first address. The venue is actively preparing to welcome its first residents," said Ayaz Baetov, Chair of the Tamchy SFIT Management Council and Minister of Justice of the Kyrgyz Republic.

Ahead of the opening, the Management Council established the Management Company, approved the financial centre's development plan and adopted its inaugural package of regulatory measures. A selection process for the Chair and judges of the International Centre for Dispute Resolution is currently under way.

Tamchy SFIT was established under Law No. 136 of the Kyrgyz Republic, dated 10 July 2025, across approximately 6,000 hectares on the shores of Lake Issyk-Kul. Resident companies will operate under English common law principles, benefit from a zero tax rate for 49 years and retain the right to full repatriation of profits. By 2035, the territory aims to host more than 3,900 companies and create over 10,000 jobs.

Ramesh Vishwanathan, CEO, FPSB India
 

In this role, Ramesh will oversee the organization’s strategic direction, growth and efforts to advance the financial planning profession in India, through the advancement of standards in financial planning with focus on CFP certification. Ramesh will assume the role later this month.
 

Ramesh brings over 25 years of leadership experience across the financial services industry, with expertise in building and scaling businesses, strengthening strategic partnerships, driving profitable growth, and creating winning, customer-centric value propositions.
 

Dante De Gori, CFP, FPSB CEO, said, “We are delighted to welcome Ramesh to the FPSB family. India continues to be one of the fastest-growing markets for the CFP certification globally, and we are confident that his leadership and industry expertise will further strengthen the financial planning profession and the CFP professional ecosystem in India.”
 

FPSB also acknowledges with appreciation Chandrakant Sureka for his leadership and support while overseeing executive business operations for FPSB India on an interim basis during the transition.
 

India saw a 9.9% year-on-year growth in the number of CFP professionals in 2025, bringing the total to 3,534, underscoring the rising adoption of financial planning as a recognized profession. Globally, the CFP professional community expanded to 236,300 across 29 territories, with a net addition of 5,652 professionals in 2025. In India, women now comprise 23.6% of CFP professionals, reflecting steady progress toward greater gender diversity in the field.
 

Ramesh Vishwanathan, newly appointed FPSB India CEO said, “I am honoured to join FPSB India at an exciting phase of growth for the financial planning profession. I look forward to working closely with industry stakeholders and CFP professionals to further enhance awareness around financial planners who commit to ethics and competency standards and contribute towards the vision of a financially empowered Viksit Bharat.”
 

In India, the increase in CFP professionals reflects rising awareness of professional financial planning and growing demand for advisors who commit to putting the client’s interest first. It also points to a stronger recognition of the value of financial planning in helping individuals make informed financial decisions to achieve life goals.

About FPSB India

FPSB India is the Indian subsidiary of Financial Planning Standards Board Ltd. (FPSB), the global standards-setting body for the financial planning profession and owner of the international CERTIFIED FINANCIAL PLANNER certification program.

For more information, visit india.fpsb.org.
 

About FPSB Ltd.

FPSB manages, develops and operates certification, education and related programs to benefit the global community by establishing, upholding and promoting worldwide professional standards in financial planning. FPSB demonstrates its commitment to excellence with the marks of professional distinction – CFP, CERTIFIED FINANCIAL PLANNER and CFP Logo Mark – which it owns internationally. FPSB and its global network of organizations certify CFP professionals in 29 territories. CFP professionals are certified in Australia, Austria, Brazil, Brunei, Canada, Chinese Taipei, Colombia, France, Germany, Hong Kong, India, Indonesia, Ireland, Israel, Italy, Japan, Macau, Malaysia, the Netherlands, New Zealand, People’s Republic of China, Republic of Korea, San Marino, Singapore, South Africa, Switzerland, Thailand, the United Kingdom and the United States. There are 236,300 CFP professionals worldwide.

For more, visit fpsb.org.
 

FPSB owns the CFP, CERTIFIED FINANCIAL PLANNER and (the CFP Marks) outside the United States, and permits qualified individuals to use the marks to indicate that they meet FPSB’s initial and ongoing certification standards and requirements. CFP professionals may use the CFP marks in the territory or region in which they are certified.
 

About CFP Certification
CFP certification is the global symbol of excellence in financial planning and represents financial planners who commit to standards of competency and ethics, and to putting clients’ interests first. The CERTIFIED FINANCIAL PLANNER credential represents financial planning professionals who commit to better serving their clients through rigorous international standards, ethical practices and lifelong learning.
 

CFP Certification Global excellence in financial planning™

One banking product gaining traction among digital-first investors is the Equitas Digital Full KYC Digital Fixed Deposit offered by Equitas Small Finance Bank.
 

With interest rates of up to 7.4% p.a. for regular customers and 8% p.a. for senior citizens, combined with fully digital onboarding and Video KYC, Equitas is positioning itself as a strong option for customers seeking high-interest Fixed Deposits online.

Why Fixed Deposits Continue to Be a Preferred Investment Option
In uncertain market conditions, many investors continue to prefer Fixed Deposits because they offer:

• Stable and predictable returns

• Low-risk investment exposure

• Flexible tenure options

• Capital protection

• Easy access and liquidity

Searches for terms like “safe bank FD”, “highest FD interest rates”, “best digital FD in India”, and “online fixed deposit with high returns” have steadily increased as customers look for secure alternatives to market-linked investments.

Equitas Digital FD: High Interest Rates with RBI-Regulated Banking
Reserve Bank of India regulated banks are generally preferred by depositors because they operate under strict banking and compliance frameworks.

Equitas Small Finance Bank is an RBI-licensed Scheduled Commercial Bank with a growing physical presence across India through branches and banking outlets. The bank combines traditional banking trust with digital convenience, allowing customers to invest in Fixed Deposits completely online from anywhere in India.

Current Equitas FD Interest Rates

• Up to 7.4% p.a. for regular customers on 888-day tenure

• Up to 8% p.a. for senior citizens on 888-day tenure

Deposit Amount

• Minimum investment: INR5000 

• Maximum investment: INR50 lakhs

Digital Fixed Depos Are Becoming More Popular
The rise of digital banking has significantly changed how customers invest in Fixed Deposits. Instead of visiting a branch, investors now prefer:

• Instant online account opening

• Paperless banking

• Video KYC verification

• UPI and Net Banking payments

• Online maturity tracking

The Equitas Digital  FD allows eligible customers to open a Fixed Deposit digitally using Aadhaar, PAN, and Video KYC through the Equitas Mobile App – Equitas 2.0 Available on Play Store and App Store.

Importantly, customers do not need an Equitas Savings Account to open the FD.

Is Online FD Booking Safe?
Security remains one of the biggest concerns among customers exploring digital banking products. To address this, banks increasingly rely on RBI-approved Video KYC systems and encrypted onboarding infrastructure.

The Equitas Digital  Full KYC Digital FD uses:

• Aadhaar-based authentication

• PAN verification

• Live Video KYC

• Secure payment channels

• Consent-based onboarding

Deposits are also insured up to INR5 lakh per depositor under the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly owned subsidiary of the Reserve Bank of India.

Who Can Open an Equitas Digital FD?
The product is designed for New-to-Bank resident Indian customers who meet the following criteria:

• Age 18 years or above

• Valid Aadhaar and PAN

• Aadhaar-linked mobile number

• Resident Indian status

Existing Equitas customers, NRIs, Foreign Tax Residents, and Politically Exposed Persons (PEPs) are not eligible through this digital journey.

Funding and Video KYC Process Explained
Customers can fund the FD using:

• UPI (up to INR1 lakh)

• Internet Banking / Payment Gateway (up to INR50 lakh)

After funding, customers must complete Video KYC within 3 calendar days. Once verification is approved and funds are credited successfully, the FD is booked.

The Video KYC process is available on bank working days between 8:00 AM and 9:00 PM.

Why Investors Are Searching for Digital Fixed Deposits
Financial experts say digital Fixed Deposits are attracting attention because they combine:

• Higher convenience

• Competitive FD interest rates

• Faster onboarding

• Secure banking systems

• Anywhere access across India

For many customers, the ability to open a high-interest FD online without branch visits has become a major deciding factor.

As digital banking adoption continues to rise, products like the Equitas Digital  FD reflect how traditional banking products are evolving for mobile-first investors.

Tide, the UK’s leading business management platform, today announces it has crossed 2 million members globally, with India in particular seeing strong growth. More than 1.1 million small businesses joined Tide in India since the company launched there in December 2022. This makes India Tide’s fastest-growing market by member acquisition.
 

The UK is Tide’s home market, with 900,000 SMEs, 15% market share, and the majority of the company’s revenue. Tide is steadily expanding its presence in Europe, with Germany and France, where the platform is gaining strong traction, thanks to millions of small businesses turning to digital to manage their businesses.
 

In late 2025, Tide received a strategic investment from TPG, a leading global alternative asset manager, valuing the company at $1.5 billion.
 

Oliver Prill, CEO of Tide, said, “We are delighted to be crossing the 2 million member milestone. This number is a testament to the trust that our members place in us in all our markets. Behind every number, there’s a story of a member choosing a simpler, less time-heavy, connected way of managing their business."
 

“This success is also thanks to the passion our teams bring to their role every day. From our world-leading 900-strong product engineering teams, to operations, marketing and support functions; a commitment to excellence and agility has brought us to this point. India’s growth in member numbers is phenomenal, and shows how getting the product-market fit right when considering new markets is crucial. We’ll continue to expand both internationally and provide a richer and more connected product offering, ensuring we focus at all times on our mission to save members time and money.”
 

India: Powering Tide’s global growth story

India has emerged as a key growth engine for Tide, contributing over 1.1 million members to its global base in just over two years since launch. This rapid adoption underscores the scale of opportunity in one of the world’s largest SME ecosystems, with over 72 million registered and an unofficially estimated 140 million informal businesses.
 

Growth in India is being driven not just by metros, but increasingly by tier 2 and 3 cities. Emerging hubs such as Bareilly, Bhopal, Murshidabad, Mysuru, Lucknow and North 24 Parganas are leading the shift, highlighting how entrepreneurial activity is steadily expanding beyond urban centres. This shift reflects a broader movement towards greater financial inclusion and formalisation, as entrepreneurs there look to build more structured, scalable businesses.
 

Tide is playing a key role in this transition by simplifying access to essential services such as Udyam and GST registration and lending — enabling small businesses to build a financial footprint, improve access to credit, and unlock growth opportunities.
 

Gurjodhpal Singh, CEO, Tide India, said, “This milestone goes beyond a number, it reflects the strong momentum we are building in India. With over 70% of our members under the age of 35, we are witnessing a new generation of digital-first entrepreneurs shaping the future of business in India. What we are seeing on the ground is a strong shift towards digital adoption and formalisation, especially beyond metros, where access to the right tools can make a meaningful difference. Tide’s growth in India reflects this demand and further underscores our deep connection with the ‘Bharat’ growth story. India is also emerging as a key hub for product innovation at Tide, with solutions built here creating scalable use cases for global markets. As we continue to grow, our focus remains on building intuitive financial and administrative tools that enable MSMEs to operate more efficiently and scale with confidence.”
 

Highlights:

Product pipeline, International expansion and the future

• Product pipeline: Growth is driven by our product offering and relentless ambition to solve SME problems. Tide’s all-in-one business management platform provides members with access to government registrations, time-saving accounting and administrative tools, and integrated team management features. It also offers fixed deposits, affordable credit, seamless payment solutions, bill payments, and website building. Tide’s objective is to deliver integrated solutions that address the core needs of small businesses, from inception to growth.

• UK: More than 900,000 members, and 15% market share, against a backdrop of 5.2m small businesses, make Tide the leading business management platform. The focus is on diversification and connectivity, with products that are admin and business friendly.

• Europe: Bringing the full richness of Tide’s UK platform to each of its international markets over time. Tide is also looking to further expand its presence on the European mainland. Following the entry of Germany the previous year, Tide entered France in late 2025. Tide’s Credit Intermediation is leading initial growth in these two EU markets with over EUR 50 million already disbursed. Tide recently announced the establishment of its European headquarters in Luxembourg.

• AI: Tide is leveraging AI to generate growth in regulated environments, using its large, proprietary SME dataset to gain real-time insights within a strong risk framework. This data advantage enables it to build practical, scalable AI tools that solve everyday small business challenges, such as access to finance.

• Tideans: Strengthening its leadership and OneTeam

• Bernie Miles joined as Chief Data and Technology Officer (CDTO) in 2026, providing a major boost to Tide’s Executive Team. 

• Dan McNally joined as SVP and CEO of Tide Insurance Services in late 2025, to lead its growing global insurance business and advance the next phase of Tide’s expansion into business protection. 

• Marc Lacroix joined as Country Managing Director for France in mid-2025, to launch Tide in France, with a view to building a team on the ground. 

• More than 2,800 employees and rising; largely in the UK; India, Germany, France, Bulgaria, Luxembourg, Lithuania, and Serbia.

• Women in Business: Dedicated to supporting female-led businesses in the UK and India, with a goal to onboard 700,000 women by the end of 2027 - 200,000 in the UK and 500,000 in India. Two Tide owned reports in India and in the UK in 2025 highlighted the challenges and opportunities for women in business. Women currently account for 22% (more than the national average) of members, the company strongly believes that supporting women business owners is a powerful lever of economic growth.

• Continued commitment to Net Zero: Using carbon removals to match all Scope 1, 2, and 3 emissions, a practice maintained since 2022. Tide is also firmly on track to reduce CO2e emissions per employee by 90% by 2030, and by doing so to also reduce emissions by revenue by 97%. Tide is now working to make the transition to net zero easier for its members by providing integrated tools and support to help them achieve their goals.
   

About Tide

Launched in 2017, Tide is the leading business management platform in the UK. Tide helps small businesses save time and money by not only offering business accounts and related admin services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting and adjacent commercial services such as web-site building.
 

Tide has 900,000 SME members in the UK (15% market share) and more than 1.1m SMEs in India. Tide launched in Germany in May 2024 and France in September 2025. Tide has also been recognised with the Great Place to Work certification three years in a row. Tide has been funded by Anthemis, the Apax Digital Funds, Augmentum Fintech, Creandum, Salica Investments, Latitude, LocalGlobe, SBI Group, Speedinvest and TPG, amongst others. 
 

It employs more than 2,800 Tideans worldwide. Tide’s long-term ambition is to be the leading business management platform globally.

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¹Tide is not a bank in India, but a business financial platform. Tide, in the UK is the leading digital platform in business banking services. We believe that a platform approach is the future of business and admin needs, allowing us to offer both financial and admin services to SMEs, saving them time (and money) to allow them to focus on what they love: running their businesses.

Paisabazaar, India’s leading financial marketplace and largest free credit score platform, announced the launch of a new integrated brand campaign for the Credit Premier League (CPL) featuring former Indian cricketer and commentator Irfan Pathan.

CPL is Paisabazaar’s marquee initiative aimed at recognising and rewarding consumers with strong credit health

CPL is Paisabazaar’s marquee initiative aimed at recognising and rewarding consumers with strong credit health, while making conversations around credit score more mainstream. Building on Paisabazaar’s decade-long efforts to drive credit awareness through its free credit score initiative, CPL combines engagement, gamification and rewards to encourage consumers to actively track, understand and improve their credit score.

Watch the Campaign: 

• www.youtube.com/watch?v=eL2J51MtgEo

• www.youtube.com/watch?v=sYImmk_eU6Y

The new campaign, featuring Irfan Pathan, uses a fun, high-energy, and engaging creative approach to combine the excitement of cricket with awareness around responsible credit behaviour. It was conceptualised by Magic Circle and shot by Emotion Pictures. The campaign will be amplified through a multi-platform rollout across television, digital and social media.

Speaking on the association, Irfan Pathan said, “Discipline, consistency and performance matter in cricket — and the same goes for your credit score. Excited to collaborate with Paisabazaar on CPL, a unique initiative that combines competition, rewards and awareness to make conversations around credit score more engaging. I loved being part of this fun, high-energy campaign that puts credit health in the spotlight like never before. Hopefully, it encourages more Indians to track, understand and improve a score that truly matters.”

Speaking about the campaign, Santosh Agarwal, CEO, Paisabazaar, said, "At Paisabazaar, our focus has always been on making credit score more accessible and engaging for consumers. With CPL, we bring together the energy of sport, entertainment and rewards to further scale this awareness initiative. Our exciting new collaboration with Irfan Pathan should help us take our campaign up further notches and drive deeper consumer engagement around credit score across the country."

The latest edition of CPL offers rewards bigger than ever before. Individual(s) with the highest credit score in the country will win Rs. 1 lakh, while champions from each state will receive Rs. 10,000 each. In addition, all participants from the winning state — the state with the highest average credit score — will also be rewarded.

Consumers can participate in CPL by checking their free credit score on the Paisabazaar app and platform.

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

Priyank Kothari, Executive Director, Finkurve Financial Services Limited

The Company reported strong growth across key business and financial parameters during FY26, driven by continued expansion of its technology-led phygital strategy, branch network growth, and increasing customer adoption across markets. During the year, Finkurve crossed the significant milestone of INR 1,000 crore in Assets Under Management (AUM), underscoring its growing presence in India’s secured lending ecosystem.

Business Highlights: Q4 FY26
Finkurve continued to witness strong growth momentum during FY26, with Assets Under Management (AUM) growing 149% YoY to INR 1,096.1 crore, including off-book AUM of INR 21.03 crore, while AUM has grown nearly 10x compared to FY23. The Company expanded its branch network from 73 to 105 branches across India, with active gold loan customers standing at 28,506 as of March 31, 2026. During the year, Finkurve also raised approximately INR 111.5 crore to support expansion and strengthen its technology-led phygital strategy.

The Company achieved several strategic milestones during FY26, including the listing of its shares on the National Stock Exchange, crossing 100 tech-enabled gold loan branches, and expanding into South India with the launch of its first branch in Chennai. The Board also approved the appointment of Naveen Kottala as Chief Executive Officer effective November 18, 2025. Further, Finkurve entered into a strategic co-lending partnership with Godrej Finance Limited under RBI’s co-lending framework, while Infomerics and CARE Ratings assigned/upgraded the Company’s rating to ‘BBB+ / Stable’.

Financial Highlights: Q4 FY26
Finkurve reported a strong financial performance during Q4 FY26, with total income rising 71.21% YoY to INR 69.21 crore and Net Interest Income (NII) increasing 36.87% YoY to INR 47.44 crore. Profit Before Tax (PBT) grew 98.66% YoY to INR 10.42 crore, while Profit After Tax (PAT) increased 105.46% YoY to INR 8.04 crore. Basic EPS for the quarter stood at INR 0.58 compared to INR 0.31 in Q4 FY25.

The Company continued to maintain healthy asset quality and liquidity, with Gross NPA at 0.13%, Net NPA at 0.09%, and Capital Adequacy Ratio at 30.96%. Cash and cash equivalents stood at INR 102.12 crore, representing 8.28% of total assets.

Financial Snapshot: Q4 & FY26 (INR crore)

Key Metrics: Q4 FY26

Includes Off-Book AUM

Commenting on the performance, Mr. Priyank Kothari, Executive Director said, “Q4 FY26 represents a defining chapter in Finkurve’s journey. Our Assets under Management crossed the INR 1,000 crore mark during the year and reached INR 1,096 crore as on March 31, 2026, reflecting a 149% year-on-year growth. This milestone reflects the momentum we have built across our gold loan franchise and the growing trust of our customers and lending partners.

This growth has been supported by meaningful progress during the year. The expansion of our tech-enabled gold loan branch network and our co-lending partnership with Godrej Finance Limited are not just milestones, but important steps in building a stronger and more scalable business.

As we look ahead, we remain focused on ensuring that our growth is sustainable and well-governed. Asset quality continues to remain strong with Net NPA at 0.09%, our Capital Adequacy Ratio remains healthy at 30.96%, and liquidity remains comfortable. We will continue to invest in technology, expand our branch network, and diversify our funding base, while keeping risk management, operational discipline, and customer centricity at the core of everything we do.”

About Finkurve Financial Services Limited (Arvog)
Finkurve Financial Services Limited (NSE: FINKURVE; BSE: 508954), also known by its brand name Arvog, is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI) as a non-deposit-taking, Middle-layer NBFC. Established in 1984 as Sanjay Leasing Ltd., the Company obtained its NBFC license in 1998 and was acquired by the Promoters in the year 2010.

Finkurve focuses primarily on gold loans, which form the majority of its Assets under Management (AUM), positioning it as a leading gold loan NBFC. The Company also offers personal loans and SME loans, expanding its financial solutions through partnerships with fintech companies.

Finkurve also has a strategic tie-up with Augmont Goldtech, India’s largest fully integrated gold platform, serving as a one-stop destination for all gold-related needs. With a growing presence across India, Finkurve remains committed to providing accessible, technology-driven financial services to a broad customer base.

For more details, please visit www.arvog.com.

Make your home appliance purchase more affordable with the Bajaj Finance Easy EMI Loan
 

During the Bajaj Finance Summer Sale, shoppers can purchase their preferred Haier AC at a highly competitive price, thanks to limited-time offers and discounts at Bajaj Finance partner stores. Models can be browsed on Bajaj Mall, compared by cooling capacity, star rating, and key features, and purchased at any of the 1.5 lakh+ partner stores across 4,000+ cities. With an Easy EMI Loan of up to Rs. 5 lakh and repayment tenures ranging from 3 to 60 months, the cost can be split into manageable monthly instalments. Select models also come with a zero down payment offer.
 

Top Haier AC models available this summer

Haier’s top AC models in India combine efficient cooling, inverter technology, and competitive pricing, making them reliable options for households seeking comfort during peak heat.
 

Haier 1 Ton 3 Star Dual Inverter Compressor Split AC White

Price: Rs. 32,200 | EMI starting from: Rs. 2,450 per month

Why it works: The Dual Inverter compressor and 7-in-1 Intelli-Convertible modes deliver consistent, energy-efficient cooling for small rooms. Frost Self-Clean and HD anti-bacterial filtration keep indoor air quality high with minimal maintenance effort.

Haier 1.5 Ton 3 Star Inverter Split AC White

Price: Rs. 35,000 | EMI starting from: Rs. 2,789/month

Why it works: A reliable mid-range option for medium rooms that brings Haier's core cooling features including Frost Self-Clean, HD filtration, and Hyper PCB protection at one of the most competitive price points in the 1.5-ton AC segment.

Haier 1 Ton 5 Star Split AC White

Price: Rs. 37,700 | EMI starting from: Rs. 2,743/month

Why it works: The 5-star BEE rating combined with 7-in-1 Intelli-Convertible modes makes this the most energy-efficient 1-ton Haier AC available this summer. The right choice for small rooms where the AC runs for extended hours daily.

Haier 1.5 Ton 4 Star Inverter Split AC White

Price: Rs. 38,600 | EMI starting from: Rs. 2,746/month

Why it works: Triple Inverter technology and AI Climate Control with Wi-Fi connectivity set this model apart in the 1.5-ton range. Suited for medium rooms in smart homes where remote operation and automated cooling are a priority.

Haier 1.6 Ton 5 Star Inverter Split AC Gold

Price: Rs. 47,700 | EMI starting from: Rs. 3,428/month

Why it works: The HEXA Inverter compressor, 5-star rating, AI climate control, and Wi-Fi make this the most comprehensively specified model in the lineup. The right choice for large rooms and buyers who want Haier's best technology with the lowest long-term running costs.
 

Disclaimer: EMIs and prices may vary by partner store, offer period, location, and variant. Please check the latest information at the partner store before purchase.

How to buy a Haier AC from Bajaj Finance partner stores

Splitting the cost of a new Haier AC into monthly instalments makes the upgrade far more manageable. Shoppers can follow these steps to get started:
 

1. Browse on Bajaj Mall: Compare Haier AC models by cooling capacity, star rating, and features before visiting a store.

2. Check pre-approved eligibility: The pre-approved loan limit can be verified using a registered mobile number and OTP verification.

3. Find a partner store: Check shortlisted models at 1.5 lakh+ stores across 4,000+ cities.

4. Check the model in person: In-store staff can assist with evaluating tonnage, star rating, and smart features.

5. Choose an EMI plan: Financing of up to Rs. 5 lakh is available through the Bajaj Finance Insta EMI Card or Easy EMI Loan, with zero down payment on select models and tenures ranging from 3 to 60 months.

6. Complete the purchase: Once approved, the transaction is processed instantly, and the Haier AC can be taken home the same day.

With limited-time offers and exclusive deals during the Bajaj Finance Summer Sale, now is the right time to bring home a Haier AC before the peak of summer arrives.

Bajaj Finance Limited

Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.
 

To know more, visit www.bajajfinserv.in.

Mr. Alexander George Muthoot, Joint Managing Director, Muthoot Finance
 

This continued recognition reflects Muthoot Finance’s strong legacy of trust, customer-first approach, and consistent focus on delivering reliable, transparent, and accessible financial solutions to millions of customers across India. As India’s largest gold loan NBFC, the company has built deep-rooted relationships across urban and rural markets, supported by its extensive consolidated branch network of over 7,500 branches and presence across 29 states and union territories, reinforcing its position as a dependable and widely accessible financial partner. The company now serves over 2.5 lakh customers every day across India, reflecting its deep reach and strong trust among households.

Commenting on the achievement, Alexander George Muthoot, Joint Managing Director, Muthoot Finance, said, "Being recognised as India’s most trusted financial services brand for the 10th consecutive year is a matter of immense pride and responsibility for us. This milestone is a reflection of the unwavering trust our customers have placed in us across generations, and it inspires us to continue raising the bar in everything we do. At Muthoot Finance, trust is not just a value, but the foundation of our business. We have consistently focused on delivering transparent, customer-centric financial solutions while embracing innovation to meet evolving customer needs. As we move forward, we remain committed to strengthening this trust, expanding access to credit, and empowering individuals and businesses across India to achieve their financial goals."

As a pioneer in formalising the gold loan segment in India, Muthoot Finance has played a pivotal role in transforming gold loans from an informal borrowing option into a structured, transparent, and widely accepted financial product. This recognition further reinforces how gold loans are increasingly being perceived as a smart, reliable, and trustworthy credit solution, particularly for households seeking quick and secure access to funds.

Muthoot Finance has also been certified as a Great Place to Work for five consecutive years by the Great Place to Work Institute, reflecting its sustained focus on employee wellbeing, a culture of trust, and a supportive, people-first work environment. The company was also recently recognised among the Top 50 India’s Best Workplaces™ in BFSI 2026 by Great Place to Work.

Muthoot Finance, which recently completed 15 years since its IPO, is also the first listed company from Kerala to cross a market capitalisation of Rs. 1 lakh crore and is a constituent of the NIFTY Next 50. The company is also classified as an Upper Layer NBFC. In addition, Muthoot Finance has undertaken extensive initiatives in CSR, and ISR, investing approximately Rs. 500 crore since 2014 and impacting over 5 million lives across India.

Muthoot Finance’s sustained leadership in the TRA Brand Trust rankings underscores its ability to build long-term relationships with customers by combining trust with service excellence and innovation. The recognition also highlights the company’s continued efforts in strengthening its brand equity while adapting to changing customer expectations and market dynamics.

Bajaj Finance Personal Loan
 

The personal loan product is designed to support financial needs such as medical expenses, travel, education, home improvement, and other personal requirements. With flexible repayment options and fast processing, it aims to improve access to credit for a wide range of customers.
 

With the latest update extending repayment tenure to up to 108 months, Bajaj Finance Personal Loan continues to focus on ease, flexibility, and responsible lending for a better customer experience. Here are some of the benefits offered by the Bajaj Finance Personal Loan.
 

Extended repayment tenure up to 108 months

The key update in Bajaj Finance Personal Loan is the introduction of a repayment tenure of up to 108 months. This gives borrowers more time to repay their loan in smaller monthly instalments.
 

The loan now offers tenure options ranging from 12 months to 108 months, allowing customers to choose a repayment period based on their income and financial planning needs. A longer repayment tenure helps reduce monthly EMI amounts. With up to 108 months available, customers can manage monthly expenses more comfortably.
 

This flexibility supports better budgeting and helps borrowers balance loan repayment with other financial commitments. It is especially useful for individuals managing long-term or high-value expenses.
 

Simple digital process with quick disbursal

The application process is fully online and requires minimal documentation. Customers can complete verification steps digitally, reducing paperwork and saving time.
 

Once approved, funds are typically disbursed within 24 hours*, subject to eligibility and verification.
 

Competitive interest rates

Bajaj Finance Personal Loan interest rate generally ranges from 10% to 30% per annum, depending on eligibility, credit profile, and repayment behaviour. This structure helps customers understand the cost clearly before applying.
 

Bajaj Finance Personal Loan interest rate is applied based on credit assessment and risk profile.
 

Designed for a wide range of borrowers

Bajaj Finance Personal Loan is available for salaried and self-employed individuals who need structured financial support. The loan amount ranges from Rs. 40,000 to Rs. 55 lakh, making it suitable for both small and large financial requirements. The loan doesn’t require any collateral.
 

It is commonly used for education costs, medical treatment, weddings, travel, home repairs, and other planned or emergency needs.
 

The flexible tenure and transparent pricing make it suitable for customers with different income levels and financial goals.
 

Collateral-free and transparent lending

The personal loan is unsecured, which means no collateral or security is required.
 

Customers only need basic identity, address, and income documents to apply. This simplifies the borrowing process and improves access to credit.
 

All terms, including repayment structure and interest rates, are clearly communicated during the application stage to support informed financial decisions.
 

Bajaj Finance Personal Loan continues to focus on responsible lending practices and transparent communication. With extended tenure options, flexible loan amounts, and a clear interest rate structure, the product is designed to support long-term financial stability.
 

The combination of quick approval, digital processing, and repayment flexibility makes it a dependable option for customers across India. Customers can check eligibility online and apply based on their financial requirements.
 

Terms and conditions apply*
 

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

Avail limited-period Lifetime Free offer on premium BOBCARD ETERNA Credit Card at zero joining and annual fees

Fully geared up for the summer season to fuel your travel plan, the Lifetime Free offer is valid for a limited period until 30th June 2026. ETERNA will offer unlimited domestic lounge access, accelerated rewards on travel, dining and international spends, reduced forex markup, and other premium lifestyle features. These benefits will help customers achieve their travel goals without stressing about the costs.

Beyond fulfilling travel goals, this offer enables customers to unlock meaningful annual savings through waived fees and ongoing partner-led offers, with regular BOBCARD users potentially saving INR 4,500–INR 5,000 annually, while ETERNA cardholders can unlock value exceeding INR 1,00,000 per year through a combination of premium benefits and lifestyle-led offers. Over a three-year period, Lifetime Free cardholders can realise savings of ₹15,000+ compared to similar fee-based offerings in the market.

Under this offer, cardholders are eligible for a range of features including accelerated reward points (15 reward points per INR100) on select luxury spending categories like travel, dining, international, online shopping, a 1+1 complimentary movie ticket benefit every month, 3 rewards points on all other spends, and spend-based rewards. These benefits, combined with curated partner offers, further enhance the overall savings potential for customers across every day and premium spending categories.

The card also includes a welcome benefit, 12 months FITPASS Pro membership, valued at INR 48,000, allowing customers access to FITPASS partner gyms across the country for a full year at no additional cost. The cards further provide unlimited complimentary domestic airport lounge access, delivering additional lifestyle value that contributes to the overall annual savings proposition for cardholders.

In addition, the ETERNA Credit Card offers a low foreign currency markup and supports UPI-linked credit card payments on its RuPay variant and GPay linkage on Visa & Mastercard variants, enabling usage across both international transactions and everyday domestic spends.

The card also provides personal accident insurance coverage, a 1% fuel surcharge waiver, lifetime free add-on cards, and flexible EMI with tenures 6 to 48 months.

Cardholders can further access periodic merchant offers through BOBCARD’s partnerships with top shopping & travel platforms like Amazon, Flipkart, Croma, Make My Trip, Yatra, Reliance Digital, Myntra, & more. These partnerships play a key role in consistently driving additional value and savings for cardholders throughout the year.

With this Lifetime Free offer, BOBCARD aims to make premium credit card benefits more accessible, while reinforcing its commitment to delivering value-driven and customer-centric financial solutions.

Commenting on the LTF offer, Mr Ravindra Rai MD & CEO BOBCARD LIMITED, said, “At BOBCARD, we continue to focus on adding value for customers from the very beginning of their relationship with us. This limited-period Lifetime Free offer on the BOBCARD ETERNA Credit Card is intended to provide new customers access to premium benefits without joining or annual fees, while enabling a rewarding and hassle-free credit card experience. The offer also supports cardholders across their everyday spending, travel, and lifestyle needs.”

Your ultimate travel offer is here, Use BOBCARD ETERNA Credit Card to fulfil your travel goal with ease and convenience.

This is your opportunity to reimagine credit with a limited-period Lifetime Free BOBCARD ETERNA Credit Card. Go grab now!

About BOBCARD LIMITED
BOBCARD LIMITED was established in the year 1994. It is a Non-Banking Financial Company, wholly owned by Bank of Baroda. The Company’s primary business is in credit cards with its key differentiator being simple, easy-to-understand products that are fairly priced, efficiently serviced, and can easily be availed through a digital-all application process. A pioneer in the space of credit cards, BOBCARD Limited offers an array of products catering to all segments of customers including Everyday Shopping Cards like BOBCARD Cashback, Easy & Select, Card for Defence Personnel, Cards for Professionals like ICAI, ICMAI & ICSI, co-branded cards with Etihad, HPCL, Snapdeal, IRCTC, Premium Travel & Lifestyle cards like Eterna, Tiara, Premier, and more other variants. It is leveraging state-of-the-art technology to provide unique payment solutions to its customers.

For more information, visit www.bobcard.co.in.

The Bank’s total business reached Rs.43,693 Crores, underlining its expanding presence and deepening customer relationships across markets. As per the audited financial results, deposits rose significantly to Rs. 24,956 Crores from Rs. 22,380 Crores in the previous year, reflecting sustained customer trust and a growing deposit base. Advances also showed healthy growth, increasing to Rs.18,737 Crores from Rs. 16,973 Crores, indicating the Bank’s active role in supporting credit demand and economic activity. The simultaneous rise in deposits and advances points to a well-balanced growth strategy. 

The Bank reported a Net Profit of Rs. 205 Crores for the financial year. The profit remains robust and demonstrates the Bank’s ability to maintain steady earnings amid evolving sectoral conditions. The performance reflects disciplined operations and a focus on long-term sustainability. On the asset quality front, Gross NPA stood at 2.69%, while Net NPA was at 0.96%. The Bank continues to focus on prudent risk management and strengthening recovery mechanisms. Notably, the Capital Adequacy Ratio (CRAR) improved to 15.48%, reinforcing the Bank’s solid capital position and ability to support future growth. 

Mr. Durgesh S. Chandavarkar, Chairman, SVC Bank, said “The Bank’s performance reflects the continued trust of our customers and the strength of our governance-led approach. Even in a dynamic environment, we have remained focused on stability, prudent growth, and long-term value creation. We will continue to build on this foundation while strengthening our role in the cooperative banking sector.”

The Bank shared its audited performance highlights through official communication channels, receiving positive feedback from customers and stakeholders. This response reflects continued confidence in the Bank’s transparency, governance standards, and consistent delivery. 

With its guiding philosophy, “Your Trust, Our Strength,” SVC Co-operative Bank has reaffirmed its commitment to customer-centric banking and sustainable expansion. Going forward, the Bank aims to strengthen its digital offerings, enhance service quality, and broaden its reach, while carefully navigating sectoral challenges. The overall performance underscores its steady progress as a reliable institution in the cooperative banking space.

About SVC Bank
Set up in 1906, SVC Bank is a 119-year-rich institution that has contributed significantly to the development of the co-operative movement in India for over a century. Today, the Bank is one of the oldest and most recognised names in the country’s co-operative banking space. SVC is a Multi-State Scheduled Co-operative Bank with its presence across 10 States & 1 Union Territory – Maharashtra, Karnataka, Goa, Gujarat, Rajasthan, Delhi, Haryana, Madhya Pradesh, Andhra Pradesh, Telangana and Tamil Nadu. Total Business of the Bank is at Rs. 43,693 Crores as on March 31, 2026 and Net Profit stands at Rs. 205 Crores. Gross NPA stood at 2.69% while Net NPA stood at 0.96%. Time and again, the Bank has proven its strong fundamentals and efficiency parameters.

Headquartered in Mumbai, the Bank has a vast network of 203 branches, 220 ATMs and an employee strength of over 2,500. The Bank offers the entire gamut of services across Retail, Corporate and International Banking. The Bank’s performance and innovation have been recognised through several recent industry awards. SVC Bank was awarded Best Urban Co-operative Bank, Best Cyber Security Initiative and Digital Banking Innovation of the Year at the 3rd Rashtriya Urban Cooperative Banking Summit & Awards 2026. SVC Bank received three distinguished recognitions at IBA's Annual Banking Technology Conference, Expo & Citations 2024-25, conducted on January 9th, 2026 in Mumbai: Best Fintech & DPI Adoption (Winner) in the Co-operative Sector Banks category, Best Tech Talent (Winner) in the Co-operative Sector Banks category and Best Technology Bank (Special Mention) in the Co-operative Sector Banks category. The Bank was awarded the Leader Award at the 9th All India UCB Summit & Awards, 2025, the Best HR Transformation and Best Audit Transformation Awards at the FCBA Awards 2025, and the Gold Award for the Bank's Wall Calendar for the Year 2025 & the Consolation Award for the Bank's Annual Report F.Y. 2024-25, at the 15th PRCI Excellence Awards 2025. In addition, earlier honours include the Banco Blue Ribbon 2024 Award for excellence in the Urban Co-operative Bank category. The Bank was also felicitated at the Rashtriya Coop Samman Samaroh 2025 with the titles of Best Urban Co-operative Bank, Best Multi-State Urban Co-operative Bank and Best Chairperson of the Year awarded to Shri. Durgesh Chandavarkar. SVC Bank was recently awarded the prestigious 'Most Innovative CFO' Award at the Silver Feather Awards 2025 - 6th Edition and ET Now’s “Best Organisations to Work 2025”. These accolades reflect the Bank’s leadership in co-operative banking, commitment to technology and people, and its role in advancing financial inclusion.

SVC Bank website: www.svc.bank.in.

As Indian families plan for longer life expectancies, evolving responsibilities and rising financial needs, the demand for stable and predictable income solutions is growing. The PNB MetLife RISE plan is an individual, non‑linked, non‑participating savings life insurance product designed to combine guaranteed* income with comprehensive life cover, helping customers build long‑term financial preparedness for key life milestones with confidence and certainty.
 

The PNB MetLife RISE Plan offers customers the flexibility to choose between two plan options - Smart Income and Smart Income Pro- allowing them to decide when their guaranteed income begins and how they wish to receive it, while remaining protected throughout the policy term.
 

Under the Smart Income option, guaranteed income^^ begins from a customer‑chosen start year, between the 1^st and 5^th policy year, and continues until maturity, as per the selected payout mode and frequency.
 

Under the Smart Income Pro option, customers receive an instant cashback***, where a portion of the first‑year premium is returned within 30 days of first‑year premium realization after policy issuance. Guaranteed income^^ under this option starts from the 2^nd policy year and continues until maturity.
 

In both options, a lump‑sum maturity benefit (return of premiums) is payable, provided the policy remains in force and all due premiums are paid.
 

Once selected, the plan option cannot be changed during the policy term.
 

 Key benefits of the plan:

• Comprehensive life protection: Life cover for the entire policy term, with optional riders such as PNB MetLife Accidental Death Benefit Rider Plus (UIN: 117B020V04) and PNB MetLife Serious Illness Rider (UIN: 117B021V04), available at nominal cost**

• Flexible premium payment options: Premium payment terms ranging from 5 to 12 years

• Choice of income payout mode: Option to receive income in advance or in arrears, as per customer preference

• Tax benefits: Premiums paid and benefits received may be eligible for tax benefits, as per prevailing tax laws

• Survival benefit accumulation option: Customers may choose to accumulate survival benefits at 3% p.a., compounded monthly

Commenting on the launch, Sameer Bansal, MD& CEO, PNB MetLife said, “We believe that long‑term financial security is built on certainty, discipline, and protection. With the launch of the PNB MetLife RISE Plan, we are bringing together guaranteed income and life insurance protection to help customers plan for important life milestones with greater confidence. In an environment where families increasingly value steady cash flows and financial preparedness, PNB MetLife RISE reflects our commitment to enabling customers to stay Always Ready for Life.”

The PNB MetLife RISE Plan allows entry from 30 days of age^, with a maturity age^ ranging from 20 to 85 years. Annualized premiums start at Rs. 24,000, with no upper limit, subject to the Board‑Approved Underwriting Policy (BAUP). The plan offers a maximum Guaranteed Income payout period of 40 years.
 

About PNB MetLife India Insurance Company Limited

PNB MetLife India Insurance Company Limited (PNB MetLife) is one of the leading life insurance companies in India that combines the financial strength of MetLife, Inc. with the credibility of PNB, one of the India's oldest nationalized banks. PNB MetLife’s positioning, Always Ready for Life, is demonstrated through empowering every individual to lead their life with absolute confidence.

With a strong presence in 182 offices and access to customers in over 20,000 locations through bank partnerships, PNB MetLife offers a comprehensive insurance solutions portfolio covering Child Education, Family Protection, Long-Term Saving and Retirement. The Company has a wide range of protection and retirement plans available through its sales channel of over 36,000 financial advisors and multiple bank partners and caters to over 585 group relationships in India.
 

For more information, follow us on:

Facebook - www.facebook.com/PNBMetLife

Instagram - www.instagram.com/pnb_metlife or visit - www.pnbmetlife.com

* The Guaranteed Benefits are applicable only if all due premiums are paid

^^Guaranteed Income varies by Plan Option, Sum Assured multiple, Premium Paying Term, Policy Term,

Guaranteed Income Start Year, Guaranteed Income Payout Period, Cashback% and Entry Age

^ Reference to age as on age last birthday

** Costs/ charges related to rider(s) & not included in the base policy premium & will be payable separately. T&C applied

***The cashback ranges from 5% to 50% of the first-year annualized premium (in multiples of 5%)

The launch builds on the strong track record of AYF I and AYF II. The maiden scheme has been fully deployed, with approximately Rs. 120 crore invested across four rent-yielding office assets in Bengaluru and Mumbai, delivering a weighted average yield of 8.6%. The second scheme has raised Rs. 135.9 crore, with Rs. 46.41 crore already deployed across two warehouse and office assets in Mumbai, generating a weighted average yield of 8.2%.

AYF III will focus on investing in stable, high-quality, pre-leased Grade A/A+ office and warehousing assets, two of India’s fastest-growing real estate segments while avoiding risks associated with greenfield development. The fund is targeting a 16–18% internal rate of return (IRR) over a 4–5 year hold period, with prudent leverage to enhance overall portfolio returns.

The investment team is currently evaluating a strong pipeline of approximately Rs. 2,520 crore across Bengaluru, NCR, and Pune.

India’s office market is poised for sustained growth, driven by increasing global outsourcing and expansion of Global Capability Centres (GCCs). Multinationals continue to scale operations in India due to significant cost advantages, while domestic technology firms are accelerating office expansion amid return-to-office trends. These dynamics, combined with an easing interest rate cycle, are expected to support cap rate compression and enhance exit outcomes.

Alt Capital’s leadership team brings deep institutional expertise, having previously played a key role in building office portfolios at global real estate major Blackstone Group. The team collectively brings experience across over $3 billion in real estate investments.

Commenting on the launch, Kunal Moktan, CEO and Co-founder, Alt Capital, said, “Following up on the success of AYF I and AYF II, we are excited to launch the third scheme under AltCap Yield Fund targeting income-generating office and warehousing assets in India. 

We believe AYF III is the right vehicle for investors looking to invest in Indian commercial real estate as it ensures diversification across 4-5 assets, advantages of leverage and the potential of sharper exit yields through a portfolio exit.”

Srinivas Mendu, CEO, FundsIndia Private Wealth, further stated, “We are delighted to partner with Alt Capital on AYF III as we raise Rs. 1,000 crores from our investors. Our conviction is strengthened by AltCap’s institutional pedigree and its alignment with high-quality platforms backed by WestBridge Capital. The team’s experience, including significant deployment during their time at Blackstone, combined with a disciplined investment approach, gives us strong confidence in the strategy.

Importantly, the focus on premium, pre-leased Grade A+ assets with no developer risk provides stability, predictable cash flows, and attractive risk-adjusted returns. We believe this partnership enables us to deliver a compelling solution to our clients, one that combines institutional quality, capital preservation, and steady income, ultimately providing greater confidence and peace of mind in their investment journey.”

AYF III is targeted at institutional investors, HNIs, family offices, and select domestic and NRI investors

About Alt Capital & Alt
Alt Capital is a SEBI-registered Portfolio Manager, Investment Advisor, and Category II Alternative Investment Fund (AIF) manager, focused on delivering returns through high-yield, rent-generating real estate assets across India’s key offshoring hubs. Founded by Kunal Moktan and Hashim Khan, the firm brings deep institutional expertise. Kunal, an IIM Ahmedabad alumnus, has over 15 years of real estate investment experience, including 7+ years with Blackstone Group, while Hashim combines 15+ years of experience in technology and operations with prior leadership roles in a large Middle Eastern real estate conglomerate. Since 2016, the founders have collectively invested over Rs. 2,378 crore in real estate and returned approximately Rs. 675 crore to investors.

Alt Capital is a wholly owned subsidiary of Alt, a Series B-funded, tech-enabled platform backed by investors including WestBridge Capital, Lightspeed, Beenext, and Pravega Ventures. Alt has been at the forefront of democratizing access to alternative assets, having pioneered fractional real estate investing in India through Property Share, which became the first platform to receive a Small and Medium REIT license from SEBI. With a presence across Mumbai, Bengaluru, and London, Alt offers access to a diversified suite of alternative investments spanning private credit, real estate, and listed REITs across global markets, serving over 300,000 users and managing more than $250 million in assets.

About FundsIndia
Founded in 2008, FundsIndia is one of India’s pioneering digital-first wealth management platforms, focused on simplifying investing for individuals, partners, and families nationwide. Built on a foundation of research-led insights, robust technology, and customer trust, FundsIndia enables investors to make informed, goal-oriented financial decisions with clarity and confidence. 

Backed by WestBridge Capital, a leading global investment firm, FundsIndia has further strengthened its capabilities through long-term strategic capital, governance expertise, and a strong focus on scalable, technology-driven growth.The company operates through three integrated business verticals, Digital (Retail), B2B (Partners), and Private Wealth, each led by dedicated leadership and working in close alignment to deliver scalable, long-term value. Together, these verticals serve a diverse investor base through a seamless blend of digital and advisor-led experiences.FundsIndia offers a comprehensive suite of investment solutions spanning mutual funds, equities, insurance, and other wealth products, supported by intuitive digital journeys, strong research capabilities, and personalized guidance. Headquartered in India and backed by institutional investors, FundsIndia remains committed to its mission of making investing simpler, more transparent, and accessible, helping millions of Indians build long-term wealth through disciplined, technology-enabled investing.

The company has announced plans to empower 20,000 new members by 2027, focusing on scaling financial inclusion in the region. This reiterates DJT Microfinance’s commitment to deliver microfinance services to low-income households with a focus on empowering women to become self-employed in underserved and rural areas of the country through convenient and secure loans. As part of the initial phase, the company will focus on the Lower Brahmaputra Valley agro-climatic zone, covering districts including Darrang, Tamulpur, Kokrajhar, Bongaigaon, Chirang, Udalguri, and Bajali.

Avinash Kumar, Chief Operating Officer, DJT Microfinance said, “Our expansion in Assam reflects our long-term commitment to responsible financial inclusion in regions where access to formal credit remains limited. Assam offers a unique combination of accessibility, economic potential and strong portfolio stability. We intend to adopt a calibrated expansion approach, focusing on disciplined growth, strong governance standards, and customer-centric products tailored to local requirements.”

The expansion will be primarily driven through the Joint Liability Group (JLG) lending model, which enables access to credit for low-income households and micro-entrepreneurs who often remain outside the formal financial system. DJT Microfinance recently commenced its operations in the state and is currently undertaking detailed market assessments and area surveys to design financial products aligned with local economic activities and borrower needs. Alongside its existing offerings, the company plans to introduce need-based products tailored to regional demand patterns.

Avinash Kumar further added, “Our lending framework will remain aligned with the NBFC-MFI regulatory guidelines, targeting households with annual incomes of up to ₹3 lakh. We also ensure that the fixed obligation to income ratio does not exceed 50% of the household’s monthly income. We will continue to adhere strictly to SRO guardrails while expanding our portfolio of services in the region.”

Currently, DJT Microfinance operates 75 branches across five states, serving approximately 75 thousand customers. Over the next three years, DJT Microfinance aims to build a scalable and stable portfolio in the Northeast, beginning with Assam. The strategy will focus on disciplined customer acquisition, prudent underwriting, and strong asset quality management.

Through its phased expansion strategy, DJT Microfinance aims to deepen access to formal financial services for underserved households while building a resilient and quality-driven portfolio across eastern and northeastern India.

Pralay Mondal, MD & CEO, CSB Bank, at the launch of Smart Save Account, their first retail offering following the upgrade of its Core Banking Platform

The new account, available in Savings, Current & NRO variants, aims to enhance returns on idle balances while maintaining liquidity. It features auto-sweep facility that transfers surplus funds into Fixed Deposits. The account offers up to 7% interest on sweep-in Fixed Deposits with a 13-month tenure thereby enabling customers to earn interest on excess funds without manual intervention.

The launch comes as part of CSB Bank’s broader digital transformation strategy, with the upgraded core infrastructure enabling rollout of automation-led, customer-centric offerings.

Designed for Today’s Dynamic Customers:

• Savings Account: Targeted at salaried individuals and customers maintaining higher balances.

• Current Account: Designed for businesses and professionals managing fluctuating cash flows.

• NRO Account: Aimed at Non-Resident Indians for managing India-sourced income such as rent, dividends and pensions.

Key Features:

• Auto-sweep facility of surplus funds into fixed deposits

• Up to 7% interest on 13-month sweep-in deposits

• No lock-in, ensuring anytime liquidity

• Complimentary RuPay Platinum debit card

• Up to 30% discount on locker rentals

Mr. Anupam Kumar, Head – Liabilities, CSB Bank, said, “The Smart Save Account represents our vision of simplifying banking while enhancing value for our customers. With features like auto sweep, attractive returns, and seamless liquidity, we are enabling customers to make their money work harder—without compromising on convenience. This launch is another step forward in our journey to build a digitally empowered, customer-first bank.”

With this launch, CSB Bank aims to strengthen its retail franchise by leveraging its upgraded technology platform to deliver more efficient and flexible banking solutions

About CSB Bank Limited

CSB Bank is one of the oldest private sector banks in India with an existence of over 100 years. Bank has a strong base in Kerala along with significant presence in Tamil Nadu, Maharashtra, Karnataka and Andhra Pradesh. CSB Bank offers a wide range of products and services to customers, with particular focus on SME, Retail, and NRI customers. CSB Bank delivers its services through multiple channels, including 855 branches and 826 ATMs/CRMs across the country, as well as alternate digital channels such as debit cards, internet banking, mobile banking, point-of-sale services, and UPI. CSB Bank is listed on both NSE and BSE.

Learn more at: www.csb.bank.in.

CPL 2.0 introduces higher rewards and a broader participation framework

Over the past decade, Paisabazaar has been at the forefront of building credit awareness in India through its free credit score initiative, helping millions of consumers access, understand, and improve their credit health. CPL, according to Paisabazaar, is a natural extension of this commitment—designed to make credit awareness more engaging, participative, and action-oriented.

Santosh Agarwal, CEO, Paisabazaar, said,  "Driving large-scale awareness and engagement around credit has been central to our journey. With CPL, we are bringing together engagement, gamification and rewards to make conversations around credit score more mainstream. Our focus remains on building a financially aware and credit-healthy Bharat-in line with our brand purpose ‘Har Sapna Hoga Sach’, enabling consumers to make informed financial decisions."

Building on the strong traction from its previous edition, CPL 2.0 introduces higher rewards and a broader participation framework. Individual(s) with the highest score in the country will win Rs. 1 lakh, while champions from each state will receive Rs. 10,000 each. In addition, all participants from the winning state (with the highest average credit score) will also be rewarded.

All rewards won in CPL 2.0 will be credited to winners’ PB Wallet, enabling them to seamlessly pay their credit card bills, recharge prepaid mobiles, and settle postpaid and utility bills directly on the Paisabazaar platform—making the rewards instantly usable and relevant to everyday financial needs.

The first edition of CPL saw over 5.5 million participants, with the highest score touching 861. Delhi emerged as the top-performing city, recording the highest average credit score of 746.

CPL 2.0 builds on this momentum by combining engagement, gamification, and rewards to make credit awareness more accessible and compelling.

Consumers can participate by checking their free credit score on the Paisabazaar platform or app. The CPL leaderboard and rankings will be available exclusively on the Paisabazaar App.

About Paisabazaar
Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

Building Foundational AI Models for Banking in India from India

The round also saw participation from a powerhouse group of fintech veterans and technologists, including Navin Kukreja (Founder, Paisabazaar), Gaurav Aggarwal (former CXO, Paisabazaar), Prasanna Rao (Co-founder, Arya.ag), along with a diverse group of Bay Area angels and also counts leading investors including Brigade REAP, Prarambh Ventures, IIMA Ventures, Inflection Point Ventures on its cap table.

Revolutionizing Secured Lending through AI

The capital infusion comes as India’s financial services sector undergoes a structural shift toward AI adoption in secured lending, risk assessment, and underwriting. With Micro-LAP and secured MSME credit emerging as strategic priorities for Banks, HFCs, and NBFCs, Navanc’s AI-driven infrastructure has moved from a "value-add" to a core necessity for institutional growth.

Navanc provides explainable credit underwriting AI infrastructure designed specifically for Home Loans, Secured Working Capital, and Loan Against Property (LAP). By digitizing and standardizing property diligence, Navanc enables faster, compliant loan origination, automated revaluation, and real-time portfolio monitoring.

Leadership Perspective

“We are excited to partner with Navanc as they build the digital infrastructure layer for India’s secured lending ecosystem. With strong enterprise adoption and clear product-market fit, Navanc is well-positioned to become a category-defining property-credit intelligence platform. We look forward to supporting the team as they scale into a large and enduring financial infrastructure company,” Manish Goel, Founder, Equentis

“The investment from Equentis has come in at the dawn of Navanc’s exponential growth, with our ARR, and client size increasing by 150% and 283% respectively,” said Nagachethan SM, Co-founder and CEO of Navanc. “This additional capital allows us to double down on our vision of building an intelligent, self-improving ecosystem that financial institutions can trust as their foundational risk layer.”

Byom Kesh Jha, Co-founder and CT&DO, added, “Property-based lending requires more than digitization—it demands deep domain intelligence and a strong foundational assessment AI stack. At Navanc, we are building across multiple layers of property assessment, with live use cases already reducing human dependency by 80–90% and turnaround times from days to hours. This funding is a significant milestone for us, enabling stronger R&D and deeper domain capabilities. It will help us move closer to building a scalable, pan-India property intelligence stack.”

Expanding Footprint

Navanc currently operates as a B2B platform, serving over 35+ institutional customers, including Small Finance Banks (SFBs), NBFCs, and HFCs. The newly raised capital will be deployed to:

• Accelerate Product Development: Enhancing the AI-first architecture for deeper property risk insights.

• Market Penetration: Scaling operations to meet the surging demand across the secured credit ecosystem.

• Team Expansion: Hiring top-tier talent across all departments.

About Navanc

Navanc is India’s first AI-native banking infrastructure company, dedicated to transforming how financial institutions understand and manage property-led risk. By bridging the gap between physical collateral and digital underwriting, Navanc is setting the default standard for secured lending in the "Decisive Decade" of Indian fintech.

Sameer Paddalwar, CEO of Boston Financial Advisory Group’s global operations

Founded in 2009, BFAG has emerged as a one-stop solution for organizations seeking integrated financial services and advisory support. Headquartered in Monroeville, Pennsylvania, and supported by offices and teams in key markets including India, BFAG has built a reputation for innovation, reliability, and deep industry expertise.

“At BFAG, our vision is centered on enabling organizations — from high-growth startups to established enterprises — to navigate complex financial landscapes with confidence,” said Sameer Paddalwar, CEO of Boston Financial Advisory Group’s global operations. “Our expansion reflects the growing demand for high-quality, technology-enabled financial outsourcing and strategic advisory services that help companies succeed in today’s competitive global markets.”

Comprehensive Financial Services Tailored for Global Markets

Boston Financial Advisory Group offers a broad suite of services designed to address the full spectrum of organizational financial needs, including:

• Managed Accounting & Bookkeeping: Full-cycle accounting support, including daily data management, reconciliation, and financial reporting.

• Financial Consulting & Advisory: Customized advisory services for corporate finance planning, fundraising support, mergers & acquisitions guidance, and business structuring.

• Taxation & Compliance: Comprehensive tax planning, preparation, and compliance services aligned with global regulatory frameworks.

• Outsourcing Solutions: End-to-end financial outsourcing offerings that streamline operations, reduce overheads, and improve accuracy.

• Technology-Driven Platforms: Personalized dashboards and automation tools that provide real-time insights for informed decision-making.

BFAG leverages a combination of seasoned finance professionals — including CPAs, CAs, CFOs, and legal consultants — alongside advanced technological tools to deliver solutions that are both efficient and strategic.

Global Footprint and Industry Expertise

With a multi-continental presence, Boston Financial Advisory Group serves clients across diverse sectors such as manufacturing, technology, trading, services, and startups. This global outreach allows BFAG to offer localized insights within international regulatory frameworks while helping clients manage financial operations at scale.

The firm’s holistic approach integrates strategic planning with operational excellence, enabling clients to focus on core business growth while BFAG manages complex financial functions with precision and reliability.

Innovation and Client-Centric Delivery

BFAG’s commitment to innovation has led to the development of advanced compliance and analytics solutions that drive deeper business insights. By combining domain expertise with digital efficiency, the firm ensures that clients benefit from accurate reporting, streamlined processes, and proactive financial guidance — all essential in the modern business environment.

“Our philosophy is to understand each client’s business at a fundamental level and then design tailored solutions that align with their strategic objectives,” added Paddalwar. “Whether a company seeks operational support, financial optimization, or advisory leadership, BFAG strives to be a trusted partner at every stage.”

Commitment to Talent and Organizational Excellence

BFAG also continues to invest in its diverse talent pool, fostering a collaborative culture that encourages learning and professional growth. With teams of experienced professionals working across finance, accounting, compliance, and advisory functions, the company ensures consistent delivery of high-quality services for its global clients.

About Boston Financial Advisory Group

Boston Financial Advisory Group (BFAG) is a global financial services firm providing comprehensive managed accounting, consulting, taxation, and advisory solutions to businesses worldwide. Founded in 2009, BFAG combines deep industry expertise, advanced technology, and strategic insight to support organizations in achieving financial clarity, operational efficiency, and long-term success. Headquartered in Monroeville, Pennsylvania, with teams across multiple continents, BFAG is a trusted partner for companies seeking best-in-class financial services.

For more information, visit www.bostonfagroup.com. 

Mr. Tapan Ghosh (left), CEO of VinFast India, and Mr. Narendra Dixit, Head of Retail Banking at CSB Bank, at the signing ceremony

Under the partnership, customers will benefit from a range of retail financing solutions, including up to 100% on-road funding, attractive interest rates, flexible repayment options, and a seamless loan approval and disbursement process across VinFast’s entire product portfolio. Dedicated CSB Bank relationship managers will also provide on-site support at dealerships, ensuring a smooth and convenient financing experience and making EV ownership more accessible for customers.

The collaboration will also enable VinFast to leverage CSB Bank’s strong pan-India presence and expanding branch network to extend EV financing solutions across diverse markets. With its growing national footprint and focus on offering customized financial solutions, CSB Bank aims to support the wider adoption of electric mobility by enabling easier access to financing for customers across the country.

The MOU was signed by Mr. Tapan Ghosh, CEO of VinFast India, along with Mr. Narendra Dixit, Head Retail Banking at CSB Bank.

Mr. Tapan Ghosh, CEO of VinFast India, said, “Our partnership with CSB Bank is a natural extension of our approach in India, where accessibility and affordability are critical to scaling EV adoption. In markets like India, the transition to electric mobility depends not only on the product, but also on how simple and practical ownership is for customers. Through this collaboration, we aim to offer flexible financing solutions that reduce entry barriers, while continuing to build a reliable and well-rounded ecosystem. It is one of several steps we are taking to ensure a consistent, dependable, and customer-focused EV experience in the country.”

Commenting on the collaboration, Mr. Narendra Dixit, Head Retail Banking, CSB Bank, said, “Electric mobility is no longer a future concept; it is rapidly becoming a mainstream choice for customers and businesses alike. As adoption accelerates, there is a growing need for accessible financing solutions that enable both customers and dealers to participate in this transformation. The Special partnership with VinFast is a step forward in that direction. By combining VinFast’s strong product vision in the EV space with CSB Bank’s financing capabilities, we aim to create a robust ecosystem that supports both retail auto buyer solutions and dealer network through tailored auto loans and inventory financing solutions.”

VinFast continues to strengthen its comprehensive EV ecosystem in the Indian market, with an assembly plant in Tamil Nadu, a nationwide network of world-class showrooms, expected to double this year, an expanding after-sales service system, and growing partnerships with financial institutions to enhance EV accessibility for customers.

The company has introduced two premium electric SUVs, VF 6 and VF 7, both of which have achieved 5-star Bharat NCAP safety ratings, and plans to launch additional models in 2026 to meet the diverse green mobility needs of consumers.

In parallel, VinFast is rolling out a range of initiatives aimed at reducing financial and psychological barriers for customers, including the assured resale value program and transparent buyback schemes. Recently, the company extended its free charging program across the V-Green charging network until March 31, 2029. The “Trade Gas for Electric” program is also being implemented in India, Vietnam, Indonesia, and the Philippines from March 11 to March 31, 2026, offering additional incentives of 3% for VinFast electric cars and 5% for VinFast electric two-wheelers for customers switching from gasoline-powered vehicles.

About VinFast

VinFast (NASDAQ: VFS), a subsidiary of Vingroup JSC, one of Vietnam’s largest conglomerates, is a pure-play electric vehicle manufacturer with the mission of making electric mobility more accessible to everyone. VinFast’s current product portfolio includes a wide range of electric SUVs, electric motorcycles, electric bicycles, and electric buses.

VinFast is entering its next phase of growth by rapidly expanding its global distribution and dealer network while strengthening manufacturing capabilities, with a focus on key markets in North America, Europe, the Middle East, and Asia.

Learn more at: www.vinfastauto.in.

About CSB Bank Limited

CSB BANK is one of the oldest private sector banks in India with an existence of over 100 years. Bank has a strong base in Kerala along with significant presence in Tamil Nadu, Maharashtra, Karnataka and Andhra Pradesh. CSB Bank offers a wide range of products and services to customers, with particular focus on SME, Retail, and NRI customers. CSB Bank delivers its services through multiple channels, including 855 branches and 826 ATMs/CRMs across the country, as well as alternate digital channels such as debit cards, internet banking, mobile banking, point-of-sale services, and UPI. CSB Bank is listed on both NSE and BSE.

Learn more at: www.csb.bank.in.

Alkami Technology marked a key milestone in its global expansion with the launch of its India GCC, in partnership with Summit (an ANSR company)

“Alkami was very intentional in selecting the National Capital Region for our technology hub in India,” said Alex Shootman, Chief Executive officer at Alkami. “Its location offers a remarkable concentration of bank and fintech engineering skill, technical depth, and operational talent befitting to accelerate innovation and development across the Alkami Digital Sales & Service Platform. By investing in this region, we are strengthening our ability to move faster, scale thoughtfully, and deliver the technology that financial institutions need to compete and grow.”

The India hub will support platform engineering, data intelligence and cloud architecture with security at every layer for Alkami’s Digital Sales & Service Platform (DSSP), which powers digital banking experiences for more than 300 financial institutions and 22 million users across its ecosystem. Alkami is one of the fastest growing financial technology partners in the United States as the DSSP becomes the first to market in this category.

“I’ve seen firsthand the impact a global technology organization can have on accelerating growth and executing on the product roadmap,” said Deep Varma, Chief Technology Officer at Alkami. “The depth of engineering talent and the strength of the technical ecosystem in this region of India will help us scale our platform, advance our AI-driven capabilities, and deliver secure, reliable banking experiences for our customers.”

Consumer expectations continue to rise. Research shows that 46% of digital banking users wish their primary financial provider anticipated their financial needs more effectively, while half say they would switch providers for a significantly better digital experience. Alkami’s Platform is designed to help financial institutions move toward Anticipatory Banking — a forward-thinking vision that uses behavioral data, artificial intelligence and digital infrastructure to anticipate account holders’ needs before they are communicated to deliver proactive, supercharged personalized financial experiences.

“The work of skilled engineers will seal the connection between product strategy and technical execution,” said Manoj Kumar, Vice President of data engineering and country lead, India at Alkami. “By growing our engineering footprint in a market with deep expertise, we are better positioned to accelerate development across the Alkami Digital Sales & Service Platform and deliver capabilities that are performant, scalable, and aligned to the needs of financial institutions.”

To scale its India operations, Alkami leveraged the capabilities of Summit Consulting, an ANSR partner company, to design, build, and operationalize its Global Capability Center.

About Alkami 

Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

L&T Finance Ltd. (LTF), formerly known as L&T Finance Holdings Ltd., one of the leading Non-Banking Financial Companies (NBFCs) in the country, has become a signatory to the United Nations Global Compact (UNGC), the world’s largest corporate sustainability initiative. This milestone marks a significant step in the Company’s journey to advance its sustainability agenda by integrating environmental, social, and governance (ESG) principles into its core business strategy and operations. 

This milestone advances LTF’s sustainability agenda by integrating ESG principles into its core strategy and operations

By joining the UNGC, LTF aligned itself with a global network of thousands of companies committed to taking responsible business action to pave the way for a sustainable world. This announcement serves to publicly reaffirm LTF’s existing ethical practices and align its long-term strategy with the UNGC’s Principles on human rights, labour, environment, and anti-corruption while reinforcing commitment to ethical and responsible business practices, sustainable development goals, and long-term value creation.

Ms. Apurva Rathod, Company Secretary and Chief Sustainability Officer at LTF, said, “Becoming a signatory to the UNGC is a significant milestone in our sustainability journey. It reinforces our commitment to embedding globally recognised principles into our business strategy, strengthening our responsible financing practices and creating value for our stakeholders. This alignment strengthens LTF’s progress toward its Lakshya goals, embedding sustainability and responsible business practices at the core of its strategy.”

As part of its participation in the UNGC, LTF will report annually on its progress in implementing the ‘Ten Principles of the Global Compact.’ These disclosures will be made through the Company’s annual reporting, ensuring transparency and accountability in its sustainability journey.

LTF has been at the forefront of advancing sustainable practices in the NBFC sector, being among the first to undertake voluntary assurance for ESG disclosures, conducting a comprehensive Business Impact study based on True Value methodology, and adopting a Double Materiality approach aligned with evolving global expectations. LTF is also a signatory to the Partnership for Carbon Accounting Financials (PCAF), reinforcing its commitment to measuring and managing financed emissions. These initiatives reflect LTF’s proactive approach to embedding ESG considerations into its strategy, management, and decision-making processes.

About L&T Finance Ltd. (LTF)
L&T Finance Ltd. (LTF) (www.LTFINANCE.com), formerly known as L&T Finance Holdings Ltd. (LTFH), is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’—the highest credit rating—by four leading domestic rating agencies.  In August 2025, S&P Global Ratings upgraded LTF’s long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3.” Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook.  It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project—Digital Sakhi—which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap—Lakshya 2026. The Company has over a 2.8 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.
 

About the United Nations Global Compact (UNGC)
The United Nations Global Compact is the world’s largest corporate sustainability initiative, with over 20,000 participants across more than 160 countries. It calls on companies to align their strategies and operations with Ten Principles in the areas of human rights, labour, environment, and anti-corruption, and to take actions that advance broader societal goals, including the Sustainable Development Goals (SDGs).
 

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SBI Securities Introduces ‘Women’s Mode’ on App
 

The launch is part of Infinity8, a vision by SBI Securities, aimed at fostering sustained engagement with women investors and strengthening and smoothening financial participation through thoughtful platforms and solutions.
 

Women across India are increasingly taking an active role in financial planning and investment decisions, reflecting a broader shift towards greater financial independence and long-term wealth creation. As this participation grows, the need for financial platforms that are simple, relatable and confidence-building becomes even more important.
 

The Women’s Mode has been developed with this perspective in mind. The feature offers curated goal-oriented journeys, special brokerage plan and simplified tools intended to help women navigate their investment decisions with greater clarity and confidence.
 

Ms. Bhuvaneshwari A., Managing Director & CEO, SBI Securities, said, “Women today are playing a far more active role in financial decision-making and long-term wealth creation. As participation expands, it becomes equally important for institutions to create platforms that make investing more approachable and relevant to their goals. With the Women’s Mode and the Infinity8 initiative, our objective is to move beyond symbolic recognition and focus on sustained efforts that support women in building financial confidence and independence.”
 

Infinity8 reflects SBI Securities’ belief that empowering women financially requires consistent effort and thoughtful innovation. Through such initiatives, the company aims to create an investing ecosystem that is more inclusive, accessible, and aligned with the evolving aspirations of women across India.
 

About SBICAP Securities Limited
SBICAP Securities Limited is a full-service stockbroker in India, offering a wide range of investment solutions including equity trading, derivatives and mutual funds. As a group company of the State Bank of India, the country’s largest public-sector bank, SBICAP Securities is committed to providing financial market access to everyone, built on a foundation of trust, innovation and resources that support clients throughout their investment journeys.

For more information, visit www.sbisecurities.in.

Registered & Corporate Office: SBICAP Securities Limited

Marathon Futurex, Unit No. 1201, B-Wing, 12th Floor, N M Joshi Marg, Mafatlal Mill Compound, Lower Parel East, Mumbai 400013. Corporate Identity Number (CIN): U65999MH2005PLC155485| www.sbisecurities.in | NSE, BSE, MCX-SX & MCX | SEBI Registration No.: Stock Broker: INZ000200032 | DP Registration No.: IN-DP-314-2017 | Research Analyst : INH000000602 | IRDA : CA0103 | AMFI ARN No. 0011
 

Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing. Investment in Mutual Funds are subject to market risk, please read all Scheme related documents carefully before investing. The information is only for consumption by the client and such material should not be redistributed. We are a distributor of Mutual Funds, LAS, NCDs, Bonds, IPOs and Corporate FDs. Equity SIP is not an approved product of the Exchange and any dispute related to this will not be dealt at Exchange platform. All disputes with respect to the RA distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism. Member Entity does not offer any loans and shall engage only in the lending products which are permitted by the SEBI from time to time, such as MTF and T+1+5 funding.

• Serving over 13 million customers with a distribution footprint covering over 18,600  of India’s PIN codes (as of March 31, 2025)

• Reflects the company’s focus on leveraging technology and AI integration alongside organisational capability and talent development

As artificial intelligence and advanced analytics reshape credit decisioning across India’s lending ecosystem, financial institutions are now increasingly combining advanced analytics with organisational capability to deliver faster credit access and scalable growth.

Reflecting this shift, Hero FinCorp Limited, an Indian Non-Banking Financial Company (NBFC), has received two industry recognitions for its tech-led lending architecture and organisational practices.

The company has been awarded Best Digital Strategy Delivering Business Value (MSME Lending) at the 3rd Annual NBFC & Fintech Excellence Awards 2026, held in Mumbai. In addition, Hero FinCorp also received recognition for Significant Achievement in HR Excellence at the 16th CII National HR Excellence Awards 2026.

Introducing Project Dhruv Tara
At the core of Hero FinCorp’s digital lending evolution is Project Dhruv Tara, the company’s AI-led lending architecture designed with the aim to strengthen credit decisioning, reduce cyclical exposure and improve portfolio predictability.

Drawing on a combination of diverse datasets, and advanced analytics, Project Dhruv Tara enables the company to evaluate credit opportunities more holistically and identify higher quality borrowers on a segment-level.

By strengthening decision intelligence across the credit lifecycle, the initiative supports Hero FinCorp in building a more predictable and resilient loan portfolio, with the aim to enable  faster and more seamless credit access for customers.

AI-Led Decision Intelligence
Hero FinCorp’s technology architecture integrates underwriting intelligence, advanced analytics, and data-driven customer insights with the aim to strengthen credit governance and improve decision accuracy.

These capabilities allow the company to better understand borrower behaviour, evaluate risk across multiple dimensions, and tailor credit offerings in a disciplined and scalable manner.

This technology-led approach also enables faster loan assessments, streamlined onboarding, and improved operational efficiency, delivering a smoother borrowing experience for customers.

With over 13 million customers and a distribution footprint spanning over 18,600 of India’s PIN codes (as of March 31, 2026), Hero FinCorp is leveraging technology and AI integration with an aim to enable scalable credit deployment across urban, semi-urban, and emerging MSME clusters.

Building Organisational Capability
Alongside its investments in tech-led AI-based models, Hero FinCorp continues to work towards strengthening organisational capability through structured talent management and leadership development initiatives.

The recognition at the CII National HR Excellence Awards 2026 reflects the company’s focus on human potential initiatives that support its evolving technology-enabled operating model.

Commenting on the recognition, Ms. Priya Kashyap, Chief Operating Officer & Chief of Staff, Hero FinCorp, said: “At Hero FinCorp, we see data intelligence and advanced analytics as a key strategy towards building a resilient and responsible lending institution. Project Dhruv Tara represents an important step in this journey, enabling us to combine diverse data signals with technology-led decisioning to strengthen credit quality and improve the speed of credit delivery. Equally important is building the organisational capability required to sustain this transformation. The recognition for HR excellence reflects our continued focus on developing and retaining top talent that can support long-term growth in an evolving financial services landscape.”

These recognitions underscore Hero FinCorp’s ongoing efforts to strengthen both its lending intelligence and human potential as the financial services sector increasingly adopts data-driven operating models.

Project Dhruv Tara serves as a strategic anchor for Hero FinCorp’s AI-led lending journey, guiding the company’s efforts to deliver responsible credit access.

About Hero FinCorp
Hero FinCorp is an Indian Non-Banking Financial Company (NBFC) offering a diversified portfolio of lending solutions across Retail, MSME, and Corporate segments. Its product suite includes two-wheeler, car, home, and personal loans, along with business, SME, and corporate financing.

The company has built an extensive national presence covering 18,600+ of India’s PIN codes, supported by a network of 4,200+ touchpoints. This wide distribution net enables Hero FinCorp to deliver financing solutions across 2,000+ cities, towns, and villages across India.

Having served over 13 million customers, Hero FinCorp operates on an AI-led architecture that integrates underwriting, analytics, and marketing capabilities across the credit lifecycle. This technology backbone enables faster underwriting, lean operating model, and credit delivery at scale.

As part of the Hero Group, Hero FinCorp draws on a legacy of trust, integrity, and long-term institution-building envisioned by the Hero Group’s Founder, Dr. Brijmohan Lall Munjal, while advancing responsible lending and building a future-ready financial services platform.

(All data as of March 31, 2025)

Axis Max Life and Saarathi Finance Announce Strategic Partnership to Strengthen Financial Security for India’s MSMEs
 

By leveraging Saarathi’s last-mile reach, this partnership will provide Axis Max Life’s insurance product - Group Credit Life Secure (GCLS) (UIN: 104N072V04), to safeguard the interests of micro and nano-entrepreneurs. This product will act as a "security shield," ensuring that in the event of an unfortunate incident, the debt burden does not fall on the family or the business.

Sumit Madan, Managing Director and Chief Executive Officer, Axis Max Life, said, “Our partnership with Saarathi Finance is a step toward securing the entrepreneurial heart of India. By combining Saarathi Finance’s seamless digital-first lending with Axis Max Life’s consistent industry-leading claims settlement, we are bridging the MSME credit gap with a safety net that makes protection an accessible reality for thousands of entrepreneurs. This partnership strengthens our commitment to fueling growth in India’s vibrant local markets by merging technological innovation with a deep-rooted understanding of small business dynamics. By integrating simple, relevant protection directly into the digital credit journey, we are ensuring that for every MSME, financial progress remains resilient, safeguarding the livelihoods of those who power our economy."

Vivek Bansal, Founder and Chief Executive Officer, Saarathi Finance, said, “In India, over 90% of MSMEs operate with thin capital buffers, and a single disruption can wipe out years of effort. Saarathi Finance is providing the right credit solutions to support the growth of these MSMEs. The partnership with Axis Max Life acts as an enabler by providing protection through embedded insurance into lending that helps turn loans into long-term security frameworks and remove uncertainties. With this, the businesses can focus on growth instead of worrying about what might go wrong.” 

This partnership also marks a significant milestone toward the national vision of "Insurance for All by 2047," driving financial inclusion for MSMEs across Tier 3 and Tier 4 towns of India. By combining Axis Max Life’s protection expertise with Saarathi’s focus on the "Bottom of the Pyramid," the partnership addresses the critical insurance gap. Through a commitment to long‑term value instead of short‑term lending, both entities intend to position financial protection as an essential enabler for India’s rising entrepreneurs.

About Axis Max Life Insurance Limited (www.axismaxlife.com)

Axis Max Life Insurance Limited, formerly known as Max Life Insurance Company Ltd., is a Joint Venture between Max Financial Services Limited (“MFSL”) and Axis Bank Limited. Axis Max Life offers comprehensive protection and long-term savings life insurance solutions through its multi-channel distribution, including agency and third-party distribution partners. It has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. As per annual audited financials for FY2024-25, Axis Max Life has achieved a gross written premium of INR 33,223 Cr.

IRDAI Registration. No – 104

Company Information Number - U74899PB2000PLC045626

About Saarathi Finance

Saarathi Finance & Credit Pvt Ltd. is an NBFC focused on providing accessible and tailored credit solutions to MSMEs across semi-urban and rural India. With a mission to bridge the ₹44 lakh crores credit gap in the MSME sector, Saarathi combines technological innovation with a deep understanding of local markets to offer loans that meet the unique needs of small business owners. With a rapidly growing footprint of 60+ branches across 6 states, Saarathi Finance operates with the guiding principle: “Aap Akele Nahi Hai"- You are not alone.

For more information, visit www.saarathifinance.com.

On the occasion of Women’s Day, L&T Finance Ltd. (LTF), (formerly known as L&T Finance Holdings Ltd.), one of the leading Non-Banking Financial Companies (NBFCs) in the country, is proud to announce the launch of Spoorthi, a specialised program designed to empower women entrepreneurs by facilitating finance for the purchase of house property or providing Loan Against Property (LAP) for business expansion and working capital.

 L&T Finance accelerating the rise of emerging women-led businesses

This initiative recognises the critical role women play in the economy and aims to support those who are solely or jointly running a business or profession. Under the Spoorthi program, LTF offers a range of specific relaxations and benefits, including extended loan tenors of up to 25 years for Home Loans and LAP for specific profiles. Furthermore, Industrial LAP tenors are offered for up to 12 years, and the program introduces enhanced eligibility norms such as higher debt-to-income ratios to provide greater financial flexibility.

Commenting on the launch, Mr. Sudipta Roy, Managing Director & CEO, LTF, said, “Our Company is deeply committed to supporting women borrowers because they consistently demonstrate a disciplined and strong repayment history, which makes them ideal borrowers. By launching Spoorthi, the firm aims to harness this reliability while providing women with the necessary capital to scale their enterprises and secure their personal assets, ultimately contributing to a more inclusive and robust financial ecosystem.”

The program is initially rolling out in major metropolitan hubs, including Mumbai MMR, Delhi NCR, Bengaluru, Chennai, Pune, Ahmedabad, Kolkata, and Hyderabad. To be eligible, the woman borrower must be a key person managing the business with at least a 50% stake in non-individual entities, and her income must constitute at least 50% of the total appraised income when clubbing with other borrowers. Additionally, the business must show an annual cash profit of at least Rs. 5 Lakhs as per the latest Income Tax Return (ITR) and must not have incurred a net loss in the last two years.

Mr. Jinesh Shah, Chief Executive – Urban Secured Assets & Third-Party Products, LTF, said, “Spoorthi is built upon a foundation of relaxed eligibility criteria and better pricing specifically tailored for women. The program offers lower interest rates to ensure that financial barriers are minimised. By reducing the business vintage (i.e., age of a company) requirement to just two years for loans up to Rs. 75 Lakhs, LTF is making it easier for emerging women-led businesses to access the high-value credit they need to thrive.”

In the third quarter ended December 31, 2025 (Q3FY26), LTF's Home Loan and LAP segment recorded disbursements of Rs. 2,879 Crore, reflecting a 16% Year-on-Year and 6% Quarter-on-Quarter increase. The total book size grew to Rs. 28,682 Crore, a rise of 22% Year-on-Year and 5% Quarter-on-Quarter, driven by robust distribution networks and new partnerships.

About L&T Finance Ltd. (LTF)

L&T Finance Ltd. (LTF) (www.LTFINANCE.com), formerly known as L&T Finance Holdings Ltd. (LTFH), is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’—the highest credit rating—by four leading domestic rating agencies.  In August 2025, S&P Global Ratings upgraded LTF’s long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3.” Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook.  It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project—Digital Sakhi—which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap—Lakshya 2026. The Company has over a 2.8 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.

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Chennai-based two-year old startup Fintastics is rapidly gaining traction in India’s personal finance tech space, tapping into the country’s rising demand for smarter digital money management solutions. At a time when financial discipline is becoming central to personal growth and long-term stability, the startup is positioning its platform as a financial life-changing innovation, a next-generation expense manager and budgeting app designed to help individuals and families seamlessly track income, control spending, and cultivate sustainable savings habits in an increasingly digital economy.

Fintastics 

Developed by Thinking Hats Tech Solutions Pvt Ltd, Fintastics integrates expense tracking, goal-based savings, AI-driven insights, and secure transaction monitoring into one unified platform, aiming to make financial clarity accessible to India’s digital-first generation.

According to Mouli Shankar, Founder of Thinking Hats Tech Solutions Pvt. Ltd., “Our mission is to transform the way people manage money. We believe financial clarity leads to financial confidence and that confidence changes lives. We envision Fintastics as a catalyst for stronger financial awareness, responsible money management and lasting abundance through transparent guidance, consistent and long-term support, across Indian households. Designed for the digital generation, the app offers a clean and intuitive interface that makes tracking income, expenses, and savings effortless for students, professionals, and families alike. With secure SMS-based transaction detection (enabled only with user permission) and strong security and encryption standards, we ensure both convenience and complete data protection. By helping individuals build disciplined money habits, reduce unnecessary expenses, and achieve long-term financial stability, we aim to contribute to a financially stronger India.”

“Currently available for Android and iOS users, Fintastics will continue to evolve with regular updates and AI-driven enhancements in the future.” he added.

Fintastics goes far beyond traditional expense tracking apps by offering a complete financial ecosystem tailored for modern lifestyles. The Features of the app include:

• AI Insights (Finney AI) – Personalized spending analysis and smart suggestions

• Smart Expense Tracking – Instantly record daily income and expenses

• Simple & Custom Budgets – Plan monthly or category-wise budgets

• Passbook View – Track all accounts in one unified dashboard

• Financial Goals – Set, monitor, and achieve savings targets

• Due & EMI Reminders – Never miss important payments

• Advanced Financial Reports – Clear analytics for better decisions

• Family Sharing Model – Transparent household budget monitoring

• Rewards & Achievements – Recognition for disciplined financial habits

Fintastics Introducing a New Business Model

Finbudy – The Face of Fintastics:
A nationwide network of district ambassadors promoting Fintastics services and financial awareness. Strengthening local presence and improving service reach across India.

www.earn100save10.club (Build Disciplined Financial Habits & Awareness)
A community-driven savings initiative focused on creating disciplined financial habits and encouraging consistent saving. Encouraging collective growth and long-term financial security.

Upcoming Innovations

Fintastics continues to evolve with powerful upcoming features designed to elevate personal financial management. According to Thinking Hats Tech Solutions Pvt Ltd, the next phase of innovation will introduce smarter collaboration and predictive intelligence for users.

Split Sharing – Easily split and track shared expenses among friends, roommates, or groups with clarity and transparency.

Advanced Family Sharing – Enhanced multi-member access with improved visibility for household financial monitoring.

Fin Astro – A unique projection model that analyses three months of financial data to forecast trends, spending patterns, and potential savings opportunities.

These upcoming enhancements are designed to deliver predictive financial intelligence and collaborative money management that will empower users with deeper insights and smarter control over their financial future.

Privacy-First & Secure by Design

Fintastics follows strict privacy and encryption standards to protect user data.

Disclaimer:
Fintastics does not connect to real-time banking systems and does not request or store users’ banking usernames or passwords. All financial data entered remains under the user’s control, ensuring complete transparency and security.

For Further information, please visit fintastics.ai or call +91 8892783333

At Thinking Hats Tech Solutions Pvt Ltd

The key drivers for these assigned ratings are the organisation’s specialised capabilities in the education financing space, adequate and timely capitalisation to grow the business, a proven track record of disciplined execution with steady growth, a diversified funding profile, and strong asset-quality performance. Avanse adopts a liability-first approach as a core component of its business strategy. The company has established a robust organisational framework and a high-quality product portfolio designed to proactively meet the expectations of credit rating agencies and liability partners. It maintains a disciplined focus on asset-liability management, ensuring the timely servicing of all financial obligations.

Commenting on this development, Amit Gainda, Managing Director & CEO, Avanse Financial Services, said, “It’s a proud moment for team Avanse to receive these ratings from one of India’s leading credit rating agencies. These ratings demonstrate our effective implementation of the Governance, Risk, Compliance & Controllership (GRCC) framework, our liability-first philosophy, and our disciplined approach to financial and risk management. This milestone reflects our focus on creating value through efficient capital management and responsible lending practices, reinforcing our position as a trusted financing partner in empowering students to achieve their academic goals and strengthening the education ecosystem of the country.” 

Avanse remains committed to investing in human capital, processes, and technology to build a future-ready organisation. By leveraging data-driven insights and a customer-centric approach, the company aims to simplify and enhance education and education infrastructure financing, enabling students and institutions to access opportunities with greater confidence and efficiency.

As Avanse enters its next phase of growth, it will continue to prioritise responsible lending, disciplined risk management, and prudent capital allocation, driving sustainable expansion while creating long-term value for all stakeholders.

About Avanse Financial Services
Avanse Financial Services Limited is an education-focused non-banking financial company (NBFC) on a mission to make education financing seamless and affordable for every deserving Indian student. The company offers loans across three key segments:

• Student Loan - International – customised education financing solutions for Indian students pursuing undergraduate & postgraduate courses overseas 

• Education Loans Domestic – customised financing solutions for Indian students seeking higher education at domestic institutions. It also includes loans for professionals engaging in executive learning programs, as well as financing for both curriculum fees for students enrolled in accredited schools and non-curriculum fees associated with skilling programs, executive education, and test preparation courses, all in India.

• Educational Institution Loans – collateral-backed financing solutions to private educational institutions, generally K-12 schools, located in peripheral areas of tier I cities and in tier II and beyond cities in India

For more information, please click here. 

Preliminary findings indicate that certain employees of the branch acted fraudulently in clearing forged instruments and payment instructions, potentially in collusion with external parties. The matter is currently under investigation by the relevant authorities.

Despite the investigation being ongoing, the Bank has immediately honored 100% of the principal and interest claimed by the relevant departments of the Government of Haryana, amounting to INR 583 crore. Final amount may change depending on any further claims or reconciliation.

The concerned departments of the Government of Haryana have thanked and appreciated the Bank’s principled approach, prompt action and professional conduct in addressing the matter.

IDFC FIRST Bank, with the full support of the Haryana Government and the law enforcement agencies is determined to fight the perpetrators of fraud and bring them to justice.

IDFC FIRST Bank is financially strong and well-capitalised. As of December 31, 2025, the Bank is rated AAA by CRISIL for Fixed Deposits and holds AA+ long-term ratings from CRISIL, ICRA, India Ratings and CARE. Its total customer business (loans and deposits) stands at INR 5,62,090 crore, up 22.6% year-on-year. Asset quality is healthy, with GNPA at 1.69% and Net NPA at 0.53%. The Bank’s capital adequacy ratio is 16.22%, and its CASA ratio is 51.6%.

The Bank’s unit economics are strong. Its Net Interest Margin is healthy at 5.76% in Q3FY26. The Bank is in an investment phase and investing in building products, technology, distribution, branches, ATM, Rural Banking, Corporate Banking, Cash Management, Trade, NRI, Credit Cards and other universal banking solutions to be a large, diversified Bank of the future. Over the next few years, we expect the operating leverage from these investments to reflect in the earnings and stronger profits from FY27 onwards. 

The Bank is built on a modern technology architecture and advanced digital infrastructure, which supports superior customer experience. Its mobile banking platform has been ranked No. 2 globally by Forrester, an internationally recognized research firm, and receives high customer ratings of 4.9 on Google and 4.8 on iOS.

About the Bank

• Vision: To build a world-class Bank in India, founded with principles of Ethical, Digital, and Social Good Banking. 

• Scale: IDFC FIRST Bank is one of India’s fast-growing private banks, building its UI, UX, and tech stack like a fintech. As of December 31, 2025, the Bank serves 35 million customers, with a customer business of Rs. 5,62,090 crore ($63.0b) comprising customer deposits of INR 2,82,662 crores ($31.7b) and loans & advances of INR 2,79,428 crores ($31.3b). Customer deposits grew 24.3% YoY and loans 20.9% YoY. We reach over 60,000 cities, towns, and villages, operate through 1,066 branches.

• Scope: We are a universal Bank offering complete range of services, including Retail, MSME, Rural, Startups, Corporate Banking, Cash Management, Credit Cards, Wealth Management, Deposits, Government Banking, Working Capital, Trade Finance, and Treasury solutions. 

• Ethical Banking: We are committed to doing right even when customers are not watching. We have simplified descriptions, calculations, and legal jargon to avoid confusing customers.

• Digital Banking: The Bank's modern technology stack delivers high-quality services across all channels like mobile, branch, internet banking, call centers and relationship managers. Built on cloud-native, API-led, microservices architecture, supported with data, analytics, AI, and fine aesthetics, we strive to deliver fintech-grade experiences on banking platform.

• Social Good: We work for society. We have impacted over 40 million lives including 3.6 million women entrepreneurs. We have financed over 7.5 million lifestyle improvement loans (for laptops, washing machines, refrigerators etc. that enhance the quality of life of middle class), 2.5 lakh electric 2W and 3W vehicles, 7 lakh water, sanitation, and hygiene loans, 2 million livelihood (cattle) loans, and 300,000+ SMEs. On deposits, we provide access of premium investment research, which is usually reserved for the wealthy, even to those holding balances as low as INR 5,000. Our ESG scores are high and improving.

• Customer Friendly Banking: We make banking easy by having a customer first approach. We have waived fees on 36 essential savings account services which are commonly charged in the market, the first and only bank in India to do so. We create “pull” products that customers actively seek out.

• Governance: We adhere to regulatory guidelines in letter and spirit and actively work with regulators to make things better. We take pride in maintaining highest levels of corporate governance.

• Shareholders: We are building a well-diversified universal banking portfolio designed to deliver consistent ROE of 16%+.

• Employees: IDFC FIRST Bank is designed to be a happy place to work, with cutting-edge roles, meaningful growth opportunities, and a culture of meritocracy. Compensation is healthy, efforts are recognized, and employees experience the pride and excitement of creating a world-class Bank in India.

IIRIS Launches IntelliTracker
 

Commenting on the launch, Dr. Vikram Singh, Advisory Leader at IIRIS, Former DGP of Uttar Pradesh, and a National Security Expert, said, “Fraud cases often move through complex, multi-layered law enforcement processes that require disciplined tracking and coordination. Institutions need structured visibility into these movements to ensure accountability and regulatory confidence. IntelliTracker brings much-needed digitisation and monitoring discipline to this interface between banks and enforcement agencies.”
 

IntelliTracker envisions addressing the structural visibility gap by digitising case monitoring across the full lifecycle, from complaint registration to investigation tracking, court proceedings, and case closure. The platform aims to provide structured categorisation, continuous status tracking, and RBI-aligned documentation to support informed decision-making and regulatory compliance.

Mr Garry Singh, President, IIRIS, stated, “IntelliTracker is a masterpiece that will not only act as a great tool for monitoring and analysis, but also will aid higher efficacy in compliance and closure of cases; thus making business more robust.”

Banks today manage thousands of fraud complaints registered across multiple jurisdictions. Case updates are often fragmented across portals, departments, and physical follow-ups. Monitoring tends to be periodic rather than continuous, while regulatory reporting remains manual and reactive. The absence of a unified, current view increases operational strain and compliance exposure.

IntelliTracker addresses this gap through

• End-to-end lifecycle monitoring from complaint registration to closure readiness

• Structured case categorisation and prioritisation

• Continuous status validation across jurisdictions

• Digitised documentation and audit trails

• Role-based dashboards for operations, compliance, and leadership

• RBI FMR 1-4-aligned report generation with timeline awareness (7/15/30/90-day requirements)

IntelliTracker does not replace legal authority or enforcement processes. Instead, it enables structured monitoring, data-backed visibility, and reporting readiness, ensuring that final review remains fully under the bank’s control. The platform is now available for institutional deployment. The platform is designed to provide banks with a unified, real-time view of police-registered fraud cases while maintaining full institutional control over decision-making and enforcement actions.

Consumers on the Paisabazaar App can now complete routine payments conveniently at zero platform fee, with assured rewards on every transaction

With this launch, Paisabazaar aims to make transactions on its App a rewarding and frequent-use experience, by enabling consumers to manage regular financial tasks with ease and benefit from meaningful savings while doing so. Consumers can pay a wide range of bills seamlessly on the Paisabazaar App, including Prepaid Mobile Recharge, Postpaid Mobile bills, Credit Card dues, Loan Repayments, and utilities such as Electricity, DTH, LPG and Piped Gas.

Mobile Recharge alone is a large opportunity, with the total market estimated internally at more than Rs. 15,000 crore per month. It remains one of the most frequent and habit-forming consumer payment categories. By enabling a fast, reliable and rewarding recharge experience, Paisabazaar expects to attract a wider set of consumers across age groups, income segments and geographies, many of whom may begin their journey on the App through recharges and then discover its wider suite of credit, savings and investment offerings.
 

Santosh Agarwal, CEO, Paisabazaar, said, “We are building the Paisabazaar App to play a more active role as an everyday financial companion, beyond just credit. By enabling payments and recharges with zero fees and assured rewards, we are creating strong reasons for consumers to return to the App regularly. Greater frequency drives familiarity, long-term trust, and smarter financial decisions over time. Our focus is to make Paisabazaar a dependable companion for day-to-day money management.”

The addition of Mobile Recharge and Bill Payments builds on Paisabazaar’s decision to build a diverse product suite, beyond credit. Last year, it announced its foray into savings and investments with the introduction of Bonds and Fixed Deposits on its App.
 

With Bill Payments and Mobile Recharge Paisabazaar not only expects to significantly enhance stickiness of the App, but support its long-term vision of serving customers across their full financial lifecycle—from credit awareness and tracking to borrowing to saving, investing, and payments.

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

Great Place to Work AU SFB Certification

The certification is based entirely on employee feedback. For FY26, AU SFB achieved a significant increase in the Trust Index Score, highlighting the strength of its culture and the deep sense of belonging, employees experience across the organisation. The Great Place to Work® Institute is a global authority on workplace culture, employee experience, and leadership behaviours. 

Speaking on the milestone, Sanjay Agarwal, Founder, MD & CEO, AU Small Finance Bank, said, “At AU SFB, our people have always been the heart of our journey, from a single-branch NBFC in Rajasthan to becoming India’s largest Small Finance Bank now poised to transition into a universal bank. This sixth Great Place to Work® certification is more than an award; it validates our ‘Forever Banking’ promise that celebrates aspiration, rewards integrity, and enables every AUite to grow with purpose. When trust meets opportunity, excellence becomes a collective habit. Our journey and growth is a reflection of AUites who embody trust, innovation, ownership, and compassion.”

Over the years, AU SFB has made long-term investments to strengthen employee experience. These include a culture of execution excellence, a values-driven leadership framework, robust learning and development programmes, and a work environment that encourages innovation, inclusion, and career mobility. The Bank has also expanded its technology and digital ecosystem, now supported by a 1,100-member IT team and 200+ in-house developers focused on Digital, Data, and AI - creating future-ready roles and opportunities for employees.

Earning this recognition for six straight years reflects AU SFB’s sustained focus on building a purpose-led organisation where every voice is valued and every individual is empowered to grow.

About AU Small Finance Bank 
AU Small Finance Bank Limited is a Scheduled Commercial Bank and India’s largest Small Finance Bank by scale. Since becoming a bank in 2017, AU SFB has built a diversified retail banking model, offering services across deposits, loans, credit cards, investments, and insurance, supported by digital innovations like 24x7 video banking, AU 0101 app, and WhatsApp Banking. AU’s wide network of over 2,726 banking touchpoints across 21 States and 4 Union Territories enables service to more than 1.25+ crore customers, powered by a workforce of 59,800+ employees. 

For more details, visit: www.aubank.in | LinkedIn | Facebook | Twitter | Instagram

Dr. Tanu Jain (Ex Civil Servant), Founder Tathastu ICS

The BBA BankReg Programme is conceptualized to bridge the widening gap between traditional professional education and competitive examination readiness. It integrates managerial education with specialized training for elite government examinations such as:

• Reserve Bank of India (RBI Grade B)

• National Bank for Agriculture and Rural Development (NABARD Grade A)

• Insurance Regulatory and Development Authority of India – Assistant Manager

• General Insurance Corporation of India – Assistant Manager

• Employees' Provident Fund Organisation (EPFO EO/AO)

• Public Sector Bank Probationary Officer (Bank PO) Examinations

• Other Banking & Regulatory Services Examinations

This programme is one of its kind in nature, aiming not only at private sector placements but also at securing Grade A and Grade B Government positions in India’s most prestigious financial and regulatory institutions.

Message from Dr. Tanu Jain

Founder, Tathastu ICS | Former Civil Servant | Motivational Speaker
"The BBA BankReg Programme is the need of the hour. For years, students have pursued professional degrees without a structured pathway to high-ranking government careers. At Tathastu ICS, we believe preparation must begin early and strategically."

"Banking and Regulatory institutions such as the Reserve Bank of India, NABARD, IRDAI, GIC, EPFO and Public Sector Banks offer some of the most respected and stable career opportunities in the country. These roles provide not just financial security, but national-level impact, policy exposure, and professional prestige."

"This programme empowers students to utilise their three undergraduate years effectively. Instead of facing uncertainty and competitive pressure after graduation, they prepare systematically from Day One. Our structured curriculum ensures mastery over quantitative aptitude, reasoning, English, finance, economics, current affairs, and interview personality development alongside their BBA subjects."

"Having mentored aspirants for India’s most elite Civil Services Examination, we have built a strong faculty bench that understands the art and science of cracking both written examinations and personal interviews. The BBA BankReg Programme brings that same excellence and discipline to the Banking and Regulatory domain."

Message from Rohit Jain

Chief Marketing Officer, Tathastu ICS
"There is a growing demand to make professional courses like BBA truly employable. Students today seek degrees that deliver outcomes - not just certificates. The BBA BankReg Programme has been designed to meet that demand."

"This integrated model ensures that students gain managerial acumen through their BBA degree while simultaneously preparing for top-tier Banking and Regulatory examinations. They graduate not only with a NAAC A+ degree but also with a competitive edge in national-level government examinations."

"The biggest advantage lies in time optimisation. These three undergraduate years are sufficient for comprehensive preparation, eliminating the need for gap years, additional coaching burdens, or post-graduation peer pressure. Students prepare in a focused academic ecosystem designed exclusively for their success."

"We are confident that this programme will redefine how professional education is aligned with government career aspirations in India."

Programme Highlights

• Integrated BBA + Banking & Regulatory Examination Preparation

• Focus on Grade A & Grade B Government Jobs

• Preparation for RBI, NABARD, IRDAI, GIC, EPFO, Bank PO & allied examinations

• Structured curriculum aligned with examination patterns

• Dedicated mentorship and interview guidance

• Strong faculty bench trained under the leadership of Dr. Tanu Jain

• Degree from NAAC A+ accredited University

• Holistic development: written exam + personality development

Career Opportunities After BBA BankReg

Graduates of this programme can appear for:

• RBI Grade B Officer

• NABARD Grade B Officer

• IRDAI Assistant Manager

• GIC Assistant Manager

• SBI PO / IBPS PO

• IBPS RRB Officer Scale I

• SBI CBO / PNB LBO

• ECGC PO

• EPFO APFC

• ESIC SSO

• FCI Manager

• IB ACIO

• Regulatory & Financial Sector Management Roles

• Private Banking & Corporate Financial Services Positions

The launch of the BBA BankReg Programme marks a significant step toward structured, early-stage preparation for India’s most prestigious financial and regulatory careers.

Admissions Open for Academic Session 2026–29

For admissions and further details:
Visit: www.tathastuics.com
Call: 9560300770

• Max Financial Services Limited reports 18% growth in consolidated revenue excluding investment income

• Axis Max Life continues outperforming private industry; Private market share increases by 53 bps to 9.8% 

• Individual Adjusted First Year Premium at ₹6,396 crores, grew 20% YoY

• Gross Written Premium: ₹25,195 crores, up 18% Year-on-Year (YoY)

• Measure of profitability – Value of New Business (VNB) at ₹1,633 crores with a YoY growth of 30% 

• New business margin improved to 23.6%; Total APE growth of 21% achieved

• Embedded Value at ₹28,110 crores, grew 16% with an Operating RoEV of 16.9%

• Individual New Business Sum Assured grew by 41% 

• Assets Under Management (AUM) at ₹1.93 lakh crores, up by 12% YoY

Bajaj Finserv Personal Loan

With rising financial requirements driven by changing lifestyles, emergency expenses, education needs, and travel plans, customers increasingly seek faster and more convenient funding options. Bajaj Finance addresses this demand by offering a seamless, digital loan journey that ensures quick approvals, minimal documentation, and quick disbursal, all through a secure and user-friendly interface.

Fast and convenient loan application process
The approval process is supported by advanced analytics and verification tools. These capabilities enable customers to apply for personal loan online and receive quick eligibility decisions, eliminating long processing delays.

By simplifying the borrowing experience, Bajaj Finance ensures that customers can manage urgent financial requirements without procedural hurdles or extended waiting periods.

Personal loan app for seamless access
Customers can access instant personal loan services through the personal loan app, which offers a smooth and integrated borrowing experience. The app allows users to explore personalised loan offers, check eligibility, submit applications, and manage repayments from a single digital platform.

Designed with simplicity and ease of navigation in mind, the app enables applicants to complete the entire loan process within minutes. The platform also provides access to EMI calculators, repayment schedules, and account management tools, ensuring transparency and convenience throughout the loan lifecycle.

Key features of Bajaj Finserv Personal Loans
Bajaj Finserv Personal Loans come with a range of customer-focused features that support affordability, flexibility, and ease of access:

• Loan amounts starting from Rs. 40,000 and extending up to Rs. 55 lakh, subject to eligibility

• Flexible repayment tenures ranging from 12 months to 96 months

• Competitive interest rates designed to suit diverse borrower profiles

• Minimal documentation requirements

• Quick disbursal directly to the customer’s registered bank account

These features enable individuals to apply for personal loan confidently, ensuring that financial support is both timely and convenient.

Designed to address diverse financial needs
The instant personal loan offering is structured to cater to a broad spectrum of financial requirements. Customers can use the funds for medical treatments, higher education, wedding planning, travel expenses, home renovation, lifestyle upgrades, or debt consolidation.

By offering flexible loan amounts and repayment options, Bajaj Finance allows customers to select EMI plans that align with their income flow and financial goals. This approach encourages responsible borrowing while providing the flexibility needed to manage both planned and unexpected expenses effectively.

Simple process to apply for personal loan online
The digital process to apply for personal loan through Bajaj Finance is designed to be straightforward and efficient:

• To get started, the applicant can visit the Personal Loan page on the Bajaj Finserv website and click on ‘APPLY’.

• They will need to enter their 10-digit mobile number and verify it using the OTP sent to their phone.

• Next, they can fill in the application form with basic details related to their loan requirement.

• After that, they can click on ‘PROCEED’ to move to the loan selection page.

• Here, they can enter the loan amount they need and choose from the available personal loan variants.

• They can then select a comfortable repayment tenure, ranging from 12 months to 96 months, and click on ‘PROCEED’.

• Finally, they need to complete the KYC process and submit the application online.

This streamlined journey eliminates the need for branch visits, lengthy documentation, or complex procedures, offering a hassle-free borrowing experience.

Enabling financial planning and stability
Instant personal loans also support better financial planning by providing predictable repayment schedules and flexible tenures. Customers can structure their EMIs to align with monthly budgets, helping them maintain financial discipline while meeting personal and professional goals.

By offering quick access to credit combined with flexible repayment options, Bajaj Finance helps individuals manage short-term cash flow gaps and long-term financial commitments with greater confidence.

*Terms and conditions apply

About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

L&T Finance Ltd. (LTF), (formerly known as L&T Finance Holdings Ltd.), one of the leading Non-Banking Financial Companies (NBFCs) in the country, today announced a major milestone in its retail strategy by doubling its Gold Loan branch network to over 260 branches nationwide. This rapid expansion was marked by the launch of its 130th new branch earlier this month since the acquisition of the gold loan business in June 2025. By matching its acquired portfolio with over 130 new branches in under a year, LTF has signalled a high-velocity play in India’s secured credit landscape.

Visit our website to avail of the L&T Finance Gold Loan

By scaling operations across the North, West, East, and South regions, LTF is pursuing geo-expansion to capture increasing demand for secured credit. LTF’s Gold Loan business has expanded its footprint to 18 States and Union Territories, marking its strategic entry into Assam, Karnataka, Telangana, Maharashtra, Odisha, West Bengal, Himachal Pradesh, and Rajasthan. By seamlessly integrating physical proximity with digital agility, LTF continues to redefine the gold loan experience through rapid turnaround times and flexible credit solutions.

Commenting on this development, Mr. Raju Dodti, Chief Operating Officer, LTF, said, “We are elated to share that we have successfully doubled the Company’s dedicated gold loan branch network in record time since our entry into this business, bringing the total count to over 260 branches nationwide, which will continue to increase given our aggressive branch expansion policy. Our rapid expansion is a testament to our 'Lakshya' strategy—transforming into a top-class, digitally-enabled, customer-centric retail powerhouse. By adding nearly 1 branch per day over the past few months, we aren't just increasing our footprint; we are building a robust ecosystem of security and trust. By scaling across the North, West, East, and South, LTF is de-risking its portfolio through geographic diversification while capturing high-growth retail demand. It is also underpinned by operational excellence, featuring state-of-the-art security systems and an experienced workforce specialised to deliver gold-standard customer service.”

About L&T Finance Ltd. (LTF)
L&T Finance Ltd. (LTF) (www.LTFINANCE.com), formerly known as L&T Finance Holdings Ltd. (LTFH), is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’—the highest credit rating—by four leading domestic rating agencies.  In August 2025, S&P Global Ratings upgraded LTF’s long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3.” Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook.  It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project—Digital Sakhi—which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap—Lakshya 2026. The Company has over a 2.8 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.

X: x.com/LnTFinance

Facebook: www.facebook.com/LnTFS

Linkedin: www.linkedin.com/company/lntfinance

Instagram: www.instagram.com/lntfinance

YouTube: www.youtube.com/user/ltfinance

ABHFL makes first-time home ownership more accessible with PMAY
 

Through its PMAY-linked home loan offerings, ABHFL is facilitating affordable and accessible homeownership for eligible first-time homebuyers by providing repayment tenures of up to 30 years, funding of up to 90% of the property’s market value, flexible eligibility assessment frameworks, and minimal documentation, thereby streamlining the home-buying process and enhancing ease of access to housing finance.
 

Key Benefits

1. Loan amount: Up to Rs. 25 lakhs OR 90% of the property market value

2. Tenure flexibility: Up to 30 years, ensuring smaller EMIs.

3. Minimal documentation: Tailored for EWS, LIG & MIG

4. Interest Subsidy: Rs. 1.8 lakhs in 5 annual instalments

5. Doorstep service: Guidance and support at the customer’s convenience

6. Digital onboarding + Track My Loan: Seamless loan journey with transparency.

Eligibility

• Property Value: Up to ₹35 lakhs

• Carpet Area: Maximum 120 sq.mt (1291 Sq.ft)

• Ownership: Women must be owner/co-owner of the property
  ​

The scheme, applicable to only first-time home buyers clearly defines income-based beneficiary segments as follows:

• Economically Weaker Section (EWS): Annual household income up to Rs. 3 lakh

• Low Income Group (LIG): Annual household income between Rs. 3 lakh and Rs. 6 lakh

• Middle Income Group (MIG): Annual household income between Rs. 6 lakh and Rs. 9 lakh

Why it Matters?

India’s affordable housing momentum reflects a strong growth outlook, with GDP projected at 7.3% in FY26. This creates favourable conditions for first-time homeownership. As PMAY-U 2.0 advances India’s affordable housing agenda, ABHFL continues to expand formal housing finance. This supports the Government of India’s Housing for All mission and enables more households to move into organised homeownership.
 

To know more click on – Aditya Birla Housing Finance- PMAY 2.0

Aditya Birla Housing Finance, a subsidiary of Aditya Birla Capital, India’s leading diversified financial services provider, stands as one of the fastest-growing housing finance companies in the country. The company is backed by the highest level of creditworthiness, holding a long-term AAA (Stable) rating and a short-term A1+ rating from CRISIL, ICRA & India Ratings. As of September 30, 2025, Aditya Birla Housing Finance manages assets under management of over Rs. 38,270 Crore with a footprint of 167 pan-India branches.

Capri Global Capital Ltd. (Capri Loans), a leading non-banking financial company, has further strengthened its sustainability and governance profile, underscoring its long-term commitment to responsible growth, strong governance, disciplined risk management and transparency.
 

The Company has implemented focused, organisation-wide initiatives to embed ESG principles across governance oversight, risk controls, technology-led processes, responsible lending practices and enhanced disclosures.
 

ESG integration is embedded across Capri Global's lending portfolio. In the Gold Loan segment, credit enables small traders to manage cyclical cash flow needs and scale activity during peak festive periods or agricultural harvest cycles, supporting business continuity and local employment. In the MSME and Housing Finance segments, improved access to formal credit for entrepreneurs and households, contributes to better living standards and poverty alleviation. Through its Construction Finance vertical, the company supports the new construction and redevelopment of affordable residential communities, directly enhancing quality of life and enabling inclusive urban growth.
 

These efforts have translated into measurable and externally recognised outcomes. Capri Global recorded an S&P Global ESG score of 71, representing a 43% year-on-year improvement, alongside a ‘Low Risk’ ESG Risk classification with a score of 19.7, as assessed by Morningstar Sustainalytics. The Company also received a score of 64 (Strong) from ESGRisk.ai and a rating of 64 (Strong, Low Risk) from CRISIL, further validating the strength of its sustainability and governance framework.
 

Commenting on the achievement, Jinisha Sharma, Principal - ESG & Impact Investments, Capri Global Capital Ltd., said, “These outcomes reflect Capri Global’s consistent efforts to build a transparent, resilient, and responsibly governed institution. Our focus on strengthening governance frameworks, sharpening risk management practices, leveraging technology, and embedding sustainability across the organisation has been central to this progress. We believe this milestone reinforces stakeholder confidence and supports our long-term commitment to sustainable growth.”
 

A stronger ESG profile showcases resilient growth along with enabling deeper engagement with global lenders, institutional investors, and financial institutions, facilitating access to broader and diversified capital base.

About Capri Global Capital Ltd.
Capri Global Capital Limited (“Capri Loans”) is a well-diversified retail focused Non-Banking Financial Company listed on the BSE Limited and the NSE Limited. Capri Loans has AUM of over Rs. 30,000 crores and serves customer base of over 6.3 Lakhs through more than 13,000+ employees and 1,330+ branches as of December 31st, 2025 across pan India. Capri Loans offers a wide range of secured and collateralized loans across four primary lending segments - MSME Loans, Gold Loans, Construction Finance and Housing Loans offered through its 100% subsidiary, Capri Global Housing Finance Limited (“CGHFL”). Capri Loans also has fee-based businesses such as distribution of car loan products and has a composite license for distribution of Life, General and Health insurance policies.

Manipal Academy of BFSI (UNext Learning), India’s premier institution for financial services skilling, is proud to announce its continued collaboration with the Central Bank of India (CBI) to train a specialized batch of 1,000 credit officers. This intensive residency program, conducted at the Manipal Academy of BFSI campus, aims to bridge the gap between academic knowledge and real-world banking expertise, ensuring new officers are ready to perform from their very first day on the job.

Manipal Academy of BFSI Partners with Central Bank of India to Empower 1,000 Future-Ready Credit Officers

As a premier institution with an 18-year legacy of training over two lakh professionals, Manipal Academy of BFSI has curated a high-impact learning journey for Central Bank of India, that aligns with the current demands of the Indian economy. The program features a mix of academic rigor and practical application through simulation-led classrooms, mock bank branches, and digital learning journeys.

The current cohort represents a diverse cross-section of India, with 1,000 learners hailing from 25 different states. The group includes a strong representation of both men and women, as well as visually challenged learners, reflecting a shared commitment by both institutions toward inclusive growth and national representation.

Kalyan Kumar, MD and CEO of Central Bank of India, added during his visit to the academy, "At Central Bank of India, our collaboration with Manipal Academy of BFSI (MABFSI) represents a transformative step in building the future of banking excellence. Under the guidance of expert faculty, these officers are being equipped with specialised skills in due diligence, credit approval, underwriting processes, and business communication, blending technical proficiency with vital soft skills to excel in customer interactions amid today's competitive landscape. This structured approach is vital for achieving our vision of sustainable growth and supporting India's journey toward becoming a 'Viksit Bharat' by 2047".

Speaking about the partnership, Dr Soumyadip Roy, Associate Professor and Director in-charge of Manipal Academy of BFSI, stated: "At Manipal Academy of BFSI, we believe inbuilding a workforce that is ready to perform from the very first time they enter a branch. Two great institutions, Central Bank of India with its 114-year legacy and Manipal Group with its 80-year history in education have come together to empower these learners. Our curriculum is carefully curated to focus on the tech side of banking, from AI-driven risk assessment to digitized onboarding, ensuring these future bankers can balance technology with the high-trust nature of financial services."

The partnership between Manipal Academy of BFSI and Central Bank of India has spanned over 11 years, delivering nine structured programs to nearly 2,000 professionals to date. This

latest initiative focuses on deep proficiency in the credit job family, covering due diligence, credit underwriting, and risk management.

About MABFS

Manipal Academy of BFSI is a UNext Learning entity and part of the Manipal Education and Medical Group (MEMG). It is India's leading workforce development and professional education company, offering industry-relevant education for BFSI professionals.

Since 2008, Manipal Academy of BFSI has partnered with over 50 leading banks, insurance, and non-banking financial organizations and has trained over 2,00,000 professionals in the industry. As a result, more than one in five bankers in India is now our alumni.

India’s first platform to offer intelligence-led access to Specialized Investment Funds (SIFs)

With this launch, ET Money extends its long-standing mission of simplifying long-term investing by expanding beyond Mutual Funds. It reinforces their effort to offer access to more advanced, professionally managed investment strategies, while ensuring product suitability, decision clarity and investment confidence.

Why SIFs are for you

Specialized Investment Funds were introduced by SEBI to address a growing gap in the Indian investment landscape. It sits between traditional Mutual Funds and Portfolio Management Services (PMS).

As Indian investors mature, many seek strategies that go beyond simple equity or hybrid allocations. They want:

• Better downside management

• Consistent outcomes across market cycles

• Greater flexibility in deploying larger capital allocations

SIFs are designed with an aim to fill this gap by allowing fund managers to use advanced strategies, including derivatives, long-short positioning, and tactical hedging. All of this within the regulated, tax-efficient Mutual Fund structure.

The Intelligence Layer: Making SIFs Investable

While SIFs unlock powerful possibilities, they are also inherently more complex than traditional Mutual Funds. Funds within the same category can have very different objectives, risk profiles, and outcomes, making evaluation difficult for individual investors.

This is where ET Money’s intelligence-led approach comes in.

Rather than presenting SIFs as a list of products, ET Money decodes them based on their intended role in an investor’s portfolio:

• Stable, tax-efficient return strategies

• Consistent return strategies with controlled risk

• Equity-like growth with lower volatility

By translating technical fund structures into clear use cases and expected outcomes, ET Money enables investors to choose SIFs based on purpose, risk appetite, and investment horizon instead of jargon.

ET Money - A Home for SIF and Big Investments

For years, ET Money has been a preferred platform for long-term retail investing. With SIFs requiring a Rs. 10 lakh minimum investment, the platform now naturally extends into serving investors’ larger capital allocations.

“As our investors’ wealth grows, their needs evolve beyond traditional Mutual Funds,” said Mukesh Kalra, Founder & CEO, ET Money. “SIFs represent the next step for affluent Indian investors who want a better balance of returns and risk management. But access alone isn’t enough. What investors really need is clarity. By adding a strong intelligence layer on top of SIFs and decoding their purpose in one’s portfolio, we are helping investors deploy larger sums with confidence and precision. We’re not just offering a new product. We’re providing a clearer roadmap for long-term wealth.”

Flexible Access, Investor’s Choice

All SIFs available on ET Money can be accessed through the investor’s preferred engagement model. Investors may choose between:

• Advisory-based access

• Distribution-based access

This ensures flexibility, transparency, and alignment with individual preferences.

About ET Money
ET Money, a 360 ONE company, is India’s leading full-stack wealth platform, helping Indians invest with clarity and confidence.

It brings the most important, retail-friendly investment products together in one place. From mutual funds and SIFs to fixed deposits, bonds, insurance and pension solutions, ET Money curates investment-worthy choices and makes them accessible through seamless, paperless digital journeys.

The platform leverages technology and thoughtful design to enhance decision-making with research-driven insights, personalised recommendations and active portfolio supervision. Its suite of investment intelligence includes the ET Money Fund Report Card, Fund Verdicts, Portfolio Health Check and Multi-Asset Allocation Strategies.

ET Money envisions a future where every Indian investor gets unmatched support across every stage of their wealth-building journey — enabling disciplined, long-term investing with exceptional ease, clarity, and confidence.

Disclaimers

Investments in Specialized Investment Fund involve relatively higher risk, including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy-related documents carefully before making the investment decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Banayantree Services Limited, ARN: 112749, AMFI Registered Mutual Fund Distributor & SIF Distributor, SEBI Registered Non-Individual Investment Advisers, RIA No. INA100006898, Validity January 09, 2017 – Perpetual, BSE Enlistment No. 2369, PFRDA Registered PoP Regn No: 283072019, IRDAI Corporate Agency (Composite) Registration No.- CA0680

Corporate Office: Times Internet Limited Ecstasy IT Park, Plot 391, Udyog Vihar, Phase 3, Gurgaon, Haryana-122016

Registered Address: Express Building, 9-10, Bahadurshah Zafar Marg, New Delhi –110002.

The comprehensive industry evaluation assessed leading technology providers across five critical performance dimensions: breadth and coverage of analytical solutions, market impact, computational infrastructure capabilities, strategic alignment, and innovation in analytical environments. Wibmo's ranking reflects the company's strong performance in delivering advanced security and analytics solutions that address critical challenges in retail banking.

"At Wibmo, we've always believed that the best solutions emerge from truly understanding our partners' challenges – whether that's enhancing trust, streamlining digital experiences, or strengthening security frameworks," said Shailesh Paul, CEO at Wibmo. "Being recognized amongst the global top-50 reinforces our commitment to building technology that enables our banking partners to grow and serve their customers better. As the industry embraces ever-increasing digitization and AI, we're excited to continue co-creating solutions that make complex payment ecosystems reliable and secure.”

The ranking evaluation encompassed multiple functional domains crucial to modern banking operations, including retail credit analytics, fraud and risk management systems, customer behaviour analytics, AI-driven decisioning platforms, and financial optimization tools. Wibmo's inclusion highlights the company's expertise in developing solutions that address the evolving needs of digital-first banking environments. Wibmo proudly collaborates with 200+ banks across 30+ countries.

Key areas where Wibmo demonstrated excellence include:

Advanced Analytics Infrastructure: Robust computational frameworks supporting machine learning and statistical modelling

Innovation in Banking Solutions: Development of next-generation analytical platforms that address complex challenges in payments security, banking operations, and intelligent decisioning

Strategic Market Positioning: Strong alignment between technological capabilities and market needs

Comprehensive Platform Coverage: Broad functionality addressing multiple aspects of payments and banking security, operations, and growth

The retail banking analytics sector represents a highly competitive and rapidly evolving market space, with increasing demand for sophisticated solutions that can handle real-time decision-making, fraud prevention, and customer personalization. Financial institutions are increasingly seeking partners who can provide integrated analytics platforms that combine multiple functional capabilities within unified technological ecosystems.

Wibmo's recognition comes at a time when retail banking institutions are prioritizing investments in advanced analytics to enhance customer experiences, optimize risk management, and improve operational efficiency. The company's solutions enable banks to leverage data-driven insights for credit decisions, fraud detection, customer acquisition strategies, and pricing optimization.

The ranking methodology employed rigorous evaluation criteria, with emphasis placed on vendors demonstrating broader platform capabilities, foundational innovation in analytics tools, sophisticated decisioning frameworks, and effective ecosystem integration strategies. Companies were scored based on their contributions to advancing the retail banking analytics industry and their ability to deliver comprehensive solutions addressing multiple banking functions.

About the Ranking

The Retail Banking Analytics 50 represents an authoritative assessment of solution providers serving the retail banking analytics market. The evaluation process considers factors including technological innovation, market impact, platform comprehensiveness, and strategic positioning within the evolving financial services landscape.

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About Wibmo | PayU

Wibmo, a PayU company, operates across entities in India, the US, and Indonesia. As a global full-stack PayTech company and an industry leader in payment security and digital payments in emerging markets, Wibmo stands out for its innovation and impact.

In addition to being India’s largest authentication service provider in one of the leading digital payment markets globally, Wibmo offers comprehensive fraud and risk management solutions, digital financial services, prepaid solutions, and a broad range of merchant-acquiring services.

slice UPI credit card
 

slice is building its banking ecosystem around this change. Designed as a UPI-first bank, slice integrates savings, credit, and investments into a single digital experience that mirrors how Indians already transact. Three offerings in particular reflect this approach, addressing long-standing gaps in value, access, and simplicity.

Savings account linked to 100% of the RBI repo rate

slice has introduced India’s first savings account linked to 100% of the RBI repo rate, ensuring customers earn returns aligned with the true cost of money in the economy. Interest is calculated and credited daily, allowing savings to grow in real time rather than through static, below-market rates.

The offering is enabled by slice’s digital-first operating model, which keeps costs low and deploys deposits through disciplined lending to generate a healthy spread over the risk-free rate. Customers benefit from transparent returns, no minimum balance requirements, instant liquidity, and full digital access from day one, including UPI for everyday transactions.

By aligning profitability with fairness, the product sets out a new benchmark for what consumers should expect from a modern savings account.
 

UPI credit card built for everyday payments

As UPI becomes the default payment mode across India, slice is extending credit to where users already transact. The slice UPI credit card allows customers to scan and pay at any UPI-enabled merchant while drawing directly from an approved credit limit, embedding credit into routine payments instead of restricting it to traditional card usage.
 

This shift matters because access to formal credit is still limited for a large part of the population. Banks play a critical role as stabilizing institutions, enabling consumers to build a credit history early in their financial journey. Regular, responsible credit usage helps individuals qualify over time for lower-cost loans such as home loans, education loans, or business credit. For millions, the absence of a simple entry point into formal credit delays these opportunities.
 

Check the NPCI podcast between Rajan Bajaj, Founder & ED, slice and Dilip Asbe, MD & CEO, NPCI
 

The card offers up to 3% cashback based on usage, features such as “slice in 3” for no-cost EMI conversion on purchases above Rs. 2,000, and weekly rewards through slice sparks. With no joining, renewal, or annual fees, and a fully digital experience, the slice UPI credit card lowers barriers to formal credit while aligning with existing payment behaviour.
 

Digital fixed deposits with high returns and regulatory protection

For users seeking predictable and secure returns, slice offers fully digital fixed deposits that combine traditional stability with app-based convenience. Customers can open, manage, and track deposits entirely online, choosing from multiple tenures based on their financial goals.

The fixed deposits offer interest rates of up to 7.25% per annum and are insured up to Rs. 5 lakh by the DICGC, providing an additional layer of regulatory protection. By pairing competitive returns with transparency and ease of access, slice is reimagining even conventional products for a digital-first audience.
 

As banking continues to evolve alongside India’s digital economy, slice’s integrated approach highlights a broader shift in consumer expectations. Platforms that simplify savings, spending, and wealth creation within a single ecosystem are increasingly shaping preference, signaling a new chapter in how Indians experience banking.

The largest convergence of India’s collections ecosystem—one platform, unmatched scale, decisive impact

Collections in India is at a turning point.

As regulations tighten, borrower expectations rise, and technology reshapes recovery models, the industry needs more than conversations—it needs clear direction and collective leadership.

That’s where the Bharat Collection Summit & Awards 2026 returns.

After two transformative editions, India’s most influential collections platform is back to set the agenda for responsible, compliant, and future-ready collections—bringing together the leaders who don’t just adapt to change, but drive it.

Power-Packed Keynotes & Thought Leadership

The Bharat Collection Summit & Awards 2026 features an elite lineup of India’s most influential financial leaders and fintech innovators, delivering insights that matter.

Keynote Speaker

Prashant Mehra

Group Head – Retail Portfolio Management & Fraud Control, HDFC Bank

Featured Industry Leaders

• Rakesh Sharma – Head of Collections, Fibe (formerly EarlySalary)

• Rajaram Manian – Chief Risk Officer, Tyger Capital (formerly Adani Capital)

• Sushant Kumar – Head, Collections & Resolutions, ICICI Home Finance Company Limited

• Vivek Katyayan – COO, Kissht

• Debashish Mohanty – SVP & Head, Collection Strategy, Kotak Mahindra Bank

• Sanju Mangrulkar – Head, Credit Monitoring & Policy, Central Bank of India

• Chandrasekhar Das – VP, Collection Strategy & Analytics, YES Bank

• Ananth Shroff - Founder & CEO ,DPDzero

• Abhishek Rao - Founder, Resollect

• Sonali Jindal - Founder, Rezolv

• Karan Mehta - Co-Founder, Rezolv

• …and many more leaders shaping the future of collections in India

Building the Future of Responsible Collections — Our Ecosystem Partners

Powered by trusted partners driving innovation and credibility:

• DPDzero – Presenting Partner

• Resollect – Co-Presenting Partner

• Rezolv – Gold Partner

• Credit Nirvana – Silver Partner

• Dista – Exhibit Partner

• Neowise (a Decentro company) – Exhibit Partner

• Wevaad – Exhibit Partner 

• FACE – SRO-FT Partner

• Bharat CXO, News Patrolling, Asia Business Outlook – Media Partners

What’s on the Agenda?

High-impact keynotes and expert-led panels will deep-dive into:

• AI & analytics-led transformation in collections

• Regulatory compliance, governance & risk frameworks

• Borrower experience, ethical recovery & trust-building

Every session is designed to deliver practical insights, real-world case studies, and actionable strategies for today’s fast-evolving collections environment.

**The Bharat Collection Summit & Awards 2026 isn’t just an event—

it’s where India’s collections industry sets its direction for the future.**

Date: 18 February 2026
Venue: The Lalit, Mumbai
Register Now: www.thebharatcollectionsummit.com.

L&T Finance Ltd., formerly known as L&T Finance Holdings Ltd. (LTF), one of the leading Non-Banking Financial Companies (NBFCs) in India, has recorded its highest ever core Profit After Tax (PAT) of Rs. 760 Crore (before one-time impact of New Labour Code provision), up 21% YoY (Year-on-Year) in the third quarter ended December 31, 2025 (Q3FY26). PAT after one-time impact of New Labour Code stands at Rs. 739 Crore, up 18% in Q3FY26. During the quarter, the retail book size reached Rs. 1,11,990 Crore, up 21% YoY. The consolidated loan book grew by 20% YoY to Rs. 1,14,285 Crore. The Company has recorded the highest ever quarterly retail disbursement of Rs. 22,701 Crore for the third quarter ended December 31, 2025, up 49% YoY. The Company also recorded all-time high disbursements in Two-wheeler Finance at Rs. 3,217 Crore and Farmer Finance at Rs. 2,783 Crore growing 33% YoY and 12% YoY, respectively. Retailisation stood at 98% of overall book as on December 31, 2025.

LTF achieved highest ever Retail disbursements for Q3FY26 at Rs. 22,701 Crore, up 49% YoY

The Company’s Net Interest Margins (NIMs)+Fees sequentially improved by 19 basis points (bps) Quarter-on-Quarter (QoQ) to 10.41% from 10.22% in the second quarter ended September 30, 2025 (Q2FY26). The Rural Business Finance business asset quality improved significantly with 0 Days Past Due (DPD) collection efficiencies reaching 99.7% in December 2025.

The Company’s customer-facing PLANET app, which has emerged as a powerful digital channel for customers, crossed more than 2.20 Crore downloads as of December 31, 2025, comprising more than 18.3 Lakh customers on the rural side. As of December 31, 2025, this channel has done collections of over Rs. 7,700 Crore while servicing over 10 Crore requests and has sourced loans of over Rs. 24,100 Crore.

‘Project Cyclops’ has been implemented in Two-wheeler Finance, Farm Equipment Finance, SME Finance, and Personal Loans. It will be rolled out in Home Loans and Rural Group Loans & MFI in the next financial year. ‘Project Nostradamus’ – Proprietary AI portfolio management engine is live in Beta mode for Two-wheeler. ‘Project Helios’ - Underwriting AI Co-Pilot is live in SME Finance. ‘Project Orion’ - Nostradamus Co-Pilot AI Conversational Assistant for automated portfolio is live in Two-wheeler Finance from December 2025. RAISE’ 25, LTF’s flagship AI conference, which was conducted in November 2025, drew participation of over 4,500 attendees. It brought together global tech leaders, policymakers, innovators, and industry practitioners. On the sidelines of RAISE’ 25, LTF launched an AI startup pitch platform – ‘Pitch Point’, thereby incubating new tech AI entrepreneur ecosystem.

Commenting on the financial results, Mr. Sudipta Roy, Managing Director & CEO, LTF, said, “Q3FY26 for the financial services sector has been defined by a powerful convergence of favourable macro-tailwinds. The implementation of GST 2.0, good monsoons, and a series of repo rate cuts have seen a surge in consumption and created an environment for growth. In Q3FY26, LTF’s focus remained on delivering a standout performance across business segments. We registered the highest ever quarterly disbursements of Rs. 22,701 Crore, up 49% YoY, and the retail portfolio reaching Rs.1,11,990 Crore, reflecting a growth of 21% YoY leading to a PAT of Rs. 760 Crore, up 21% YoY (without the impact of a one-time exceptional item).

In line with our commitment to deliver a sustainable and profitable growth across quarters, we are focused on transforming LTF into a risk-first, tech-first, multi-product retail financier of choice. In line with this, we have been continuously broadening our customer acquisition funnels while sourcing creditworthy customers backed by technology and robust credit guardrails, while keeping a strong focus on collection efficiencies across businesses.

Our proprietary AI driven next-gen digital credit engine ‘Project Cyclops’ is now implemented in Personal Loans in addition to Two-wheeler, Farm Equipment, and SME Finance businesses. It will go live in Home Loans and Loan Against Property and Rural Group Loans and MFI businesses in the new financial year. At LTF, we are no longer just automating processes, we are deploying predictive intelligence at scale. Our portfolio management engine, ‘Project Nostradamus,’ is now live in Beta for Two-wheeler Finance, while ‘Project Helios,’ our AI Underwriting Co-Pilot is live in SME Finance. The recent launch of ‘Project Orion’ – Nostradamus Co-pilot in December 2025 has brought automated conversational intelligence to our portfolio management, ensuring we stay ahead of risk while enhancing customer experience. We remain focused on continuously strengthening our risk and credit frameworks, which will serve us well in times to come.

Furthermore, through our RAISE’ 25 conference and the 'Pitch Point' competition launched as a part of RAISE, we are nurturing a new ecosystem of AI entrepreneurship and thought leadership. We are confident that our focused actions will not only ensure a sustainable and resilient performance in the coming quarters, but also truly transform LTF into a risk-first, tech-first, diversified retail finance company.”

Key Highlights:

Robust Retail Franchise:

The Company’s granular and deep pan-India Retail franchise is led by its strong distribution capabilities, namely, its geographic presence in around 2 Lakh villages from around 2,257 rural meeting centers/branches and 439 branches across urban centers. This extensive geographic presence is also supported by around 14,000 distribution points built over 15 years. In Q3FY26, the Company also launched its first Sampoorna Branch in Ujjain, Madhya Pradesh. The Company also leverages around 2.8 Crore of its customer database to drive a credible cross-sell and up-sell franchise, contributing 40% of the Company’s repeat disbursements share in value and 48% in count during Q3FY26. The Company has a portfolio mix of 59% Urban and 41% Rural. 

Building a diversified retail franchise:

Rural Business Finance:

Q3FY26 disbursements at Rs. 6,740 Crore vs. Rs. 4,599 Crore, up 47% YoY. Book size at Rs. 28,976 Crore vs. Rs. 26,231 Crore, up 10% YoY. Growth driven by heightened focus on improving collection efficiency and macro sectoral trends.

Farmer Finance:

Q3FY26 disbursements at Rs. 2,783 Crore vs. Rs. 2,495 Crore, up 12% YoY. Book size at Rs. 16,671 Crore vs. Rs. 15,075 Crore, up 11 % YoY. GST 2.0 along with a favourable monsoon fuelled robust festive demand resulted in all-time high disbursements.

Two-wheeler Finance:

Q3FY26 disbursements at Rs. 3,217 Crore vs. Rs. 2,414 Crore, up 33% YoY. Book size at Rs. 13,913 Crore vs. Rs. 12,676 Crore, up 10% YoY. GST 2.0 & robust festive demand resulted in all-time high disbursements.

Personal Loans:

Q3FY26 disbursements at Rs. 3,574 Crore vs. Rs. 1,642 Crore, up 118% YoY. Book size at Rs. 12,810 Crore vs. Rs. 7,820 Crore, up 64% YoY. Growth in the segment aided by big tech partnerships and focus on continuously broadening customer acquisition channels.

Housing Loans and Loan Against Property:

Q3FY26 disbursements at Rs. 2,879 Crore vs. Rs. 2,475 Crore, up 16% YoY. Book size at Rs. 28,682 Crore vs. Rs. 23,461 Crore, up 22% YoY.

SME Finance:

Q3FY26 disbursements at Rs. 1,550 Crore vs. Rs. 1,249 Crore, up 24% YoY. Book size at Rs. 7,946 Crore vs. Rs. 5,817 Crore, up 37% YoY.

Gold Loan:

Q3FY26 disbursements at Rs. 1,408 Crore. Book size reached Rs. 1,738 Crore. Focus remains on geo-expansion and increasing disbursement from new branches.

About L&T Finance Ltd. (LTF)

L&T Finance Ltd. (LTF) (www.LTFINANCE.com), formerly known as L&T Finance Holdings Ltd. (LTFH), is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’—the highest credit rating—by four leading domestic rating agencies.  In August 2025, S&P Global Ratings upgraded LTF’s long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3.” Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook.  It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project—Digital Sakhi—which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap—Lakshya 2026. The Company has over a 2.8 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.

X: x.com/LnTFinance

Facebook: www.facebook.com/LnTFS

Linkedin: www.linkedin.com/company/lntfinance

Instagram: www.instagram.com/lntfinance

YouTube: www.youtube.com/user/ltfinance

L&T Finance's financial awareness mascot, Sachet Kumar, promotes safer digital habits to make people 'scam-smart'

LTF has created Ltfsachet.in to give users the tools to learn, prepare, and stay scam-safe. A primary feature is the Link Verification Tool, which allows users to paste suspicious URLs to quickly determine their safety. This tool utilizes Google Safe Browsing and the ChatGPT API to classify risk levels into a simple color-coded system: green for no risk, orange for moderate threats, and red for high-risk scams. Additionally, the platform offers gamified scam awareness quizzes themed around critical topics like UPI safety, deepfakes, phishing, advance fee scams, etc. Users need to navigate these real-life scenarios to earn the ‘Sachet Shield’ digital badge, recognizing them as ‘Scam-Smart.’ 

The microsite also provides a scam-safety education section, featuring a digital library of practical learning modules and past financial awareness videos to help users recognize and protect themselves against daily digital threats.

Ms. Kavita Jagtiani, Chief Marketing Officer (CMO) at LTF, shares, “Today, nearly everyone with a smartphone has, in some way, been targeted by scams. Fraudsters have become incredibly sophisticated, using technology to make it nearly impossible to distinguish between what is real and what is fake. Those who are less digitally savvy are often the most vulnerable, risking the loss of their hard-earned life savings in an instant. 'Sachet with Sachet' is our sincere attempt to educate and empower every citizen. By providing active tools and simple guidance, we want to ensure that being 'Scam-Smart' becomes the new norm for everyone.”

To drive widespread awareness, the campaign leverages a robust influencer and social media strategy built on interactive and community-led engagement. This includes unique podcast-style collaborations where influencers invite the animated mascot Sachet Kumar as a special guest to share actionable and scam-safe resolutions for the New Year 2026. This is complemented by a vox pop engagement strategy, featuring street-led interviews where creators have candid conversations with the public about fraud, awarding physical Sachet Shield trophies to those who demonstrate they are scam-smart. 

Link to the microsite: Ltfsachet.in

About L&T Finance Ltd. (LTF)

L&T Finance Ltd. (LTF) ( www.LTFINANCE.com ) formerly known as L&T Finance Holdings Ltd., (LTFH) is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’ — the highest credit rating — by four leading domestic rating agencies. S&P Global Ratings has recently upgraded LTF long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3”. Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project – “Digital Sakhi”- which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap - Lakshya 2026. The Company has over 2.7 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.

X: x.com/LnTFinance

Facebook: www.facebook.com/LnTFS

Linkedin: www.linkedin.com/company/lntfinance

Instagram: www.instagram.com/lntfinance

YouTube: www.youtube.com/user/ltfinance

A fully customizable health insurance product with industry-first features like 10x Cumulative Bonus, Gym & Sports Injury Cover along with other Special Covers like Endless Sum Insured
 

At the same time, the health insurance landscape is evolving. The industry is gradually moving away from rigid, standardised offerings towards solutions that better reflect individual requirement making it more personal. Customisable health plans allow individuals to pay for what truly matters to them, rather than being locked into features they may never use.
 

How Customisable Health Insurance is redefining Health Coverage

Aligning Coverage with Life Stages
Healthcare needs evolve with age, life stage, and changing lifestyles. Younger individuals may prioritise affordability and accident-related cover, families often seek maternity and child healthcare benefits, while older adults may require enhanced protection for chronic conditions. Customisable plans allow coverage to adapt in line with these changing requirements.

Managing Healthcare Costs More Effectively
By selecting relevant add-ons and opting required features and limits, policyholders can balance coverage and premiums more efficiently. This makes health insurance more accessible while still offering meaningful protection.

Addressing Lifestyle and Preventive Healthcare Needs
With lifestyle-related health concerns becoming more common, customers are increasingly opting for features such as regular health check-ups, wellness benefits, areas that traditional plans may not adequately address.

Keeping Coverage Relevant Over Time
As individuals change jobs, relocate, or experience shifts in family structure, insurance needs also evolve. Customisable health insurance plans make it easier to review and update coverage periodically, without the need to start afresh, ensuring continued relevance over time.

Reflecting this growing preference for flexibility, SBI General Insurance recently introduced “SBI General Health Alpha”, a health insurance solution designed to adapt to customers’ evolving healthcare needs. The product enables policyholders to personalise their coverage through a range of optional benefits, allowing them to build a plan that suits their current priorities while offering the flexibility to adjust it over time.
 

The key features of SBI General Health Alpha includes

• Up to 10x Cumulative Bonus - This is add-on cover which provides up to 10x cumulative bonus annually, if no claim is made under the policy.

• Unlimited Sum Insured - Base Sum Insured of the policy will be unlimited. A claim of any amount will become payable, subject to Policy terms and conditions.

• Endless Sum Insured - Covers hospitalization expenses for a single claim beyond the Base Sum Insured, this benefit can be availed once in lifetime of the policy.

• Gym & Sports Injury Cover - This is industry’s-first and exclusive add-on which provides OPD benefits for injuries sustained during hobby sports or daily fitness activities, covering specialist consultations, diagnostic tests, prescribed medicines, and physical therapy.

• Plan Ahead - This unique add-on benefit provides Waiting Period continuity earned by the policyholder to newly married spouse (age up to age 35 years) and/or newborn children (maximum 2 children), provided they are enrolled within 120 days of marriage or birth.

• Welcome Discount - The product offers distinctive “Welcome Discount” of 5%, if new policy is purchased within 5 days of quote generation.

At SBI General Insurance, the emphasis is on giving customers greater choice and ensuring that health insurance evolves with their needs across different life stages, rather than remaining a fixed, one-time purchase. As India continues to strengthen its healthcare ecosystem, customisable health insurance is emerging as a natural progression, one that places customers at the centre of coverage decisions while supporting long-term health security and financial resilience.

About SBI General Insurance
SBI General Insurance, one of the fastest-growing private general insurance firms, backed by the robust support of SBI, upholds a legacy of trust and security. We position ourselves as India's most trusted general insurer amidst a dynamic landscape. Since our establishment in 2009, our expansion has been substantial, growing from 17 branches in 2011 to a nationwide presence in 146 branches. In FY 2024-25, SBI General Insurance reported a Gross Written Premium (GWP) of INR 14,140 crores, recording a YOY growth of 11.1%.
 

The company received numerous prestigious accolades, showcasing its excellence across various domains. Key honors include being named as the Domestic General Insurer of the Year – India and Claims Initiative of the Year – India at Insurance Asia Awards 2025 Singapore, Large General Insurance category at the Mint BFSI Summit & Awards, the 3rd InsureNext Awards 2024 for Best Claims Settlement, and India’s Best General Insurer of the Year at the 7th Insurance Conclave Awards. At the India Insurance Summit & Awards 2024, the company secured titles for General Insurance Company of the Year and Leading Implementer of Analytics Technology in Insurance. Additionally, it was honored as the Best BFSI Brand at the ET NOW Best BFSI Brands Conclave 2024 and included in BW BusinessWorld’s India’s Most Respected Companies. Certified as a Great Place to Work in 2024, the company also excelled at the ETBFSI Exceller Awards 2024 with recognition for Best Claims Management in Insurance and Best CSR Campaign of the Year, further highlighting its commitment to social responsibility and innovation.
 

With a team of over 9,000+ employees and our multi-distribution model covering Bancassurance, Agency, OEM, Broking, Retail Direct Channels, and Digital collaborations, we are committed to providing both Suraksha and Bharosa to all our consumers. Leveraging a vast network that includes over 22000+ SBI branches, plus agents, financial alliances, OEMs, and digital partners, we extend our services to even the most remote areas of India. Our offerings cater to Retail, Corporate, SME and Rural segments, and our diverse product portfolio ensures accessibility through both digital and physical channels.