Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 7 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home Loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Construction Equipment Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans. Bajaj Finance Limited prides itself for holding the highest credit rating of FAAA/Stable for any NBFC in the country today.
Financial independence is a stepping stone to empowerment, as it helps with making decisions that align with future goals. Studies reveal a substantial rise in the number of women who have actively invested in the recent past. Women today are keen to maximise their savings, generate wealth, and bui... (more)
There are many ways to grow one's wealth, and investing money is arguably the best approach. With a proper plan and a diversified portfolio, one can steadily generate wealth for years to come. However, this requires investors to choose instruments that can reliably earn returns. One such invest... (more)
It requires disciplined planning, saving, and investing to achieve short or long-term financial goals. Choosing the right investment instrument should be based on financial goals, risk appetite, return expectations, and liquidity requirements, which can be challenging, given the dynamic market move... (more)
Irrespective of one’s profession, investing and saving is prudent financial planning to achieve one’s life goals. One must invest as per their risk appetite, long - or short-term goals, liquidity requirements, and retirement for future security.
When planning finances, it is crucial to account for unexpected expenses. These occur without any warning in most cases, and if one doesn’t have a safety net in place, it could become a cause of concern. To deal with the costs, one may have to dip into their savings or even liquidate assets. ... (more)
Investing hard-earned money is a sure-shot way to grow wealth and secure one’s future. It provides financial flexibility, ensuring one can meet their long- and short-term goals. Moreover, timely investments can help investors manage increasing financial needs today and tomorrow as they age, a... (more)
Fixed deposit is one of the most preferred investment tools available in the market as it remains unaffected by fluctuating market trends. Furthermore, it is a reliable option to park one's hard-earned money in to yield higher returns on their deposit.
Emergencies often come unannounced and can put a massive strain on one’s savings. To secure one’s finances, it is always better to keep aside some money and build a contingency corpus. Investors with a low-risk appetite looking for secured returns can invest in a Bajaj Finance Fixed Dep... (more)
Emergencies can come out of nowhere and leave even the most strategic and financially stable individuals blindsided. A contingency fund is the best hope of getting through it, as dipping into savings can prove problematic. This is because emergencies often require more funds than anyone can anticip... (more)
