Datacultr is a PaaS that allows consumer lending companies to significantly reduce their risk on 'New to Credit' customers. Datacultr allows the lender to give out unsecured loans, at a lower risk, by allowing borrowers to present their newly purchased or existing Smartphone as collateral.
Established by Neel Juriasingani and Sujoy Ghosh in 2016, datacultr has a vision of empowering banks and other consumer lending companies, and thus bring more people under the umbrella of financial inclusion.
Datacultr is part of Microsoft for Startups & Google Cloud for Startups. It is the winner of Emerge50, 2018 award, given by NASSCOM to India’s Most Innovative Top 50 Emerging Software Product Companies. It was also recognised by the Haryana Government for product excellence in 2019. The team consists of well-experienced members from the telecom and mobile OEM space, with a deep understanding of consumers in emerging markets and have vast expertise in building scalable technology platforms.
Dubai-based digital debt collection and risk management start-up, Datacultr, announced that its innovative Credit Recovery Operating System has helped banks and financial institutions secure 1.9 million loans worth over $380 million in 2022. This system supports high-risk lending and improves colle... (more)
Datacultr, the leading PaaS for consumer lending companies, has been honoured as a winner of the prestigious 2019 Red Herring Top 100 Asia award. The award recognizes the innovative technology solutions by outstanding entrepreneurs and promising companies from Asia.
