TERA is the coming together of a world-class team with a track record of building successful alternative lending businesses in India, the US, and the UK. Our DNA and experience run deep in building digital solutions that help efficiently and profitably serve the under-served customer segments.
TERA’s mission is to make consumer credit affordable for customers and profitable for institutions. Considering India’s burgeoning unmet demand for consumer loans, and keeping our broader goal in mind, we have built digital-first solutions that empower and enable consumer businesses to offer customized credit solutions for their customers and channel partners. With the continuous surge in digitization across industries, we believe the future of consumer lending delivery will lie with businesses that have access to customers and proprietary data. By integrating its Risk-Tech solutions with the external API ecosystem, TERA aims to be at the forefront of this disruption.
Embedded lending solutions are growing in popularity and set to become one of the next big disruptions in consumer lending. The pandemic has accelerated the pace of strategic partnerships in the financial services space. Today, Eko and TERA Finlabs joined hands to offer customized embedded credit s... (more)
