Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 7 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home Loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Construction Equipment Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans. Bajaj Finance Limited prides itself for holding the highest credit rating of FAAA/Stable for any NBFC in the country today.
As predicted by economists, the Monetary Policy Committee, in its bi-monthly meeting concluded on 6 August 2021 has chosen to maintain status quo on the repo rate. It remains fixed at 4%, a figure it first touched in May 2020. The low repo rate is expected to stimulate growth and aid the current ec... (more)
Saving a decent portion of one’s salary monthly is of utmost importance and is a healthy financial practice. Experts suggest that individuals must save at least 20% of their earnings every month. Investing these savings in a sound financial instrument enables one to grow a corpus which can co... (more)
Saving and investing are two essential components when it comes to budgeting earnings, especially for working professionals. One must always look for ways to grow their savings by investing them in instruments that provide higher returns. However, this should not be at the cost of safety of one&rsq... (more)
Uncertainty is the root cause for all stress. Individuals face uncertainty when it comes to planning their children’s future, health, financial emergencies, etc. Having a contingency plan in such situations alleviates some of the stress. Having a substantial secure amount at your disposal gre... (more)
Money deposited in an FD remains unaffected from fluctuating market trends, this is why an FD is one of the most preferred investment tools available today. Furthermore, it is one of the most reliable options to park one’s hard-earned money, in order to gain higher returns on deposit.
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Saving and investing should be the top priorities for working professionals when it comes to budgeting their earnings. With the prevalent unprecedented market movements, smart investors are constantly on the lookout for safer investment avenues. Low risk and assured returns should be the two most s... (more)
Investing in the right financial instrument could be a daunting task. In order to make a well-informed investment decision, one must consider various factors like, type of financial instrument, applicable rate of interest, desired tenor, risk appetite, etc. However, with the prevalent market uncert... (more)
Achieving short or long-term financial goals in life require disciplined planning, saving, and investing, as it’s necessary to align investments with one’s goals. It is also important to choose the right investment instrument, so one can attain their financial goals, as per their risk a... (more)
A fixed deposit is one of the most solid and secure investment options available today, because the money deposited in an FD remains unaffected from fluctuating market trends. Furthermore, it is one of the most reliable options to park one’s hard-earned money, in order to gain higher returns ... (more)
Over the last few years, there has been a greater focus on the need for savings. Therefore, it is important to understand why savings hold such a prominent place in any financial dialogue. The future can throw up several surprises which might require financing. It is a known fact that finances cann... (more)
